<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=314834185700910&amp;ev=PageView&amp;noscript=1">

NEW UPDATE: How the Trump Tax Bill will Impact You:

Learn More

Why Pinnacle West Capital Employees Can Thrive in Retirement Without a Bucket List

image-table

The first few years of retirement are frequently a time of transitions for many, including those leaving Pinnacle West Capital. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for Pinnacle West Capital employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at Pinnacle West Capital. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

Featured Video

Articles you may find interesting:

Loading...


Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What is the primary purpose of the 401(k) Savings Plan at Pinnacle West Capital?

The primary purpose of the 401(k) Savings Plan at Pinnacle West Capital is to help employees save for retirement through tax-advantaged contributions.

How can employees enroll in the 401(k) Savings Plan at Pinnacle West Capital?

Employees can enroll in the 401(k) Savings Plan at Pinnacle West Capital by accessing the benefits portal or contacting the HR department for guidance.

What types of contributions can employees make to the Pinnacle West Capital 401(k) Savings Plan?

Employees can make pre-tax and Roth (after-tax) contributions to the Pinnacle West Capital 401(k) Savings Plan.

Is there a company match for contributions made to the 401(k) Savings Plan at Pinnacle West Capital?

Yes, Pinnacle West Capital offers a company match for employee contributions to the 401(k) Savings Plan, which enhances retirement savings.

What is the maximum contribution limit for the 401(k) Savings Plan at Pinnacle West Capital?

The maximum contribution limit for the 401(k) Savings Plan at Pinnacle West Capital is subject to IRS guidelines, which are updated annually.

Can employees change their contribution percentage to the Pinnacle West Capital 401(k) Savings Plan?

Yes, employees can change their contribution percentage to the Pinnacle West Capital 401(k) Savings Plan at any time through the benefits portal.

What investment options are available in the Pinnacle West Capital 401(k) Savings Plan?

The Pinnacle West Capital 401(k) Savings Plan offers a variety of investment options, including mutual funds, target-date funds, and stable value funds.

When can employees access their funds from the Pinnacle West Capital 401(k) Savings Plan?

Employees can access their funds from the Pinnacle West Capital 401(k) Savings Plan upon reaching retirement age, termination of employment, or under certain hardship circumstances.

Are there any fees associated with the Pinnacle West Capital 401(k) Savings Plan?

Yes, there may be administrative and investment fees associated with the Pinnacle West Capital 401(k) Savings Plan, which are disclosed in the plan documents.

How often can employees review their account statements for the Pinnacle West Capital 401(k) Savings Plan?

Employees can review their account statements for the Pinnacle West Capital 401(k) Savings Plan on a quarterly basis.

New call-to-action

Additional Articles

Check Out Articles for Pinnacle West Capital employees

Loading...

For more information you can reach the plan administrator for Pinnacle West Capital at , ; or by calling them at .

*Please see disclaimer for more information

Relevant Articles

Check Out Articles for Pinnacle West Capital employees