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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Why Republic Services Employees Can Thrive in Retirement Without a Bucket List

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Healthcare Provider Update: Healthcare Provider for Republic Services Republic Services offers health insurance benefits to its employees through various providers, including Aetna, UnitedHealthcare, and Cigna, depending on the location and specific plan options. These providers typically include various healthcare plans, encompassing options for medical, dental, and vision coverage. Overview of Potential Healthcare Cost Increases in 2026 In 2026, healthcare costs are poised to rise significantly, particularly affecting Republic Services employees. Record increases in premiums for Affordable Care Act (ACA) marketplace plans are anticipated, with some areas seeing hikes of over 60%. Many employers, including Republic Services, may respond by shifting more healthcare costs onto employees through higher deductibles or increased out-of-pocket expenses. As a result, employees should review their benefit choices carefully and consider strategies to mitigate rising costs, as the combination of expiring premium subsidies and escalating medical prices could lead to overwhelming financial burdens for many households. Click here to learn more

The first few years of retirement are frequently a time of transitions for many, including those leaving Republic Services. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for Republic Services employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at Republic Services. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What type of retirement savings plan does Republic Services offer to its employees?

Republic Services offers a 401(k) retirement savings plan to help employees save for their future.

Is there an employer match for contributions made to the Republic Services 401(k) plan?

Yes, Republic Services provides an employer match for employee contributions to the 401(k) plan, subject to certain conditions.

How can employees at Republic Services enroll in the 401(k) plan?

Employees at Republic Services can enroll in the 401(k) plan through the company's benefits portal during the enrollment period or upon eligibility.

What is the eligibility requirement for Republic Services employees to participate in the 401(k) plan?

Republic Services employees are generally eligible to participate in the 401(k) plan after completing a specified period of service, typically 30 days.

Can Republic Services employees make changes to their 401(k) contributions?

Yes, Republic Services employees can change their contribution amounts at any time, subject to plan rules.

What investment options are available in the Republic Services 401(k) plan?

The Republic Services 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and company stock.

Does Republic Services allow employees to take loans against their 401(k) savings?

Yes, Republic Services permits employees to take loans from their 401(k) accounts under certain conditions.

What happens to my Republic Services 401(k) account if I leave the company?

If you leave Republic Services, you can choose to roll over your 401(k) balance to a new employer's plan, an IRA, or cash out your account, subject to taxes and penalties.

Are there any fees associated with the Republic Services 401(k) plan?

Yes, there may be administrative fees associated with the Republic Services 401(k) plan, which are disclosed in the plan documents.

How often can Republic Services employees review their 401(k) account statements?

Republic Services employees can review their 401(k) account statements quarterly, and they may also access their account online at any time.

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