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Why Roku Employees Can Thrive in Retirement Without a Bucket List

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Healthcare Provider Update: Roku offers comprehensive health insurance benefits including medical, dental, vision, life, and disability coverage. Employees receive an annual stipend that typically covers the full cost of health insurance premiums, making coverage effectively $0 out-of-pocket for most staff 1. As ACA premiums are projected to rise by 1518% in 2026 and subsidies may expire, Rokus fully subsidized health plans provide a strong financial advantage, shielding employees from the volatility and cost increases expected in the individual marketplace. Click here to learn more

The first few years of retirement are frequently a time of transitions for many, including those leaving Roku. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for Roku employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at Roku. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What type of retirement savings plan does Roku offer to its employees?

Roku offers a 401(k) retirement savings plan to help employees save for their future.

Does Roku match employee contributions to the 401(k) plan?

Yes, Roku provides a matching contribution to employee 401(k) accounts, subject to specific terms and conditions.

What is the vesting schedule for Roku's 401(k) matching contributions?

Employees at Roku typically vest in the company’s matching contributions over a specified period, which is detailed in the plan documents.

Can Roku employees choose how to invest their 401(k) contributions?

Yes, Roku employees can select from a variety of investment options within the 401(k) plan to align with their retirement goals.

What is the minimum age for Roku employees to participate in the 401(k) plan?

Employees at Roku can participate in the 401(k) plan as soon as they meet the eligibility requirements, which typically include being at least 18 years old.

How often can Roku employees change their 401(k) contribution amounts?

Roku employees can change their 401(k) contribution amounts at regular intervals, usually once per pay period or as specified in the plan guidelines.

Is there a limit to how much Roku employees can contribute to their 401(k) plan each year?

Yes, Roku employees must adhere to the annual contribution limits set by the IRS for 401(k) plans.

Does Roku provide educational resources for employees to help them understand their 401(k) options?

Yes, Roku offers educational resources and tools to assist employees in making informed decisions about their 401(k) investments.

What happens to a Roku employee's 401(k) if they leave the company?

Upon leaving Roku, employees have several options for their 401(k), including rolling it over to another retirement account or leaving it in the Roku plan, depending on the plan rules.

Can Roku employees take loans against their 401(k) savings?

Yes, Roku allows employees to take loans from their 401(k) accounts under certain conditions outlined in the plan.

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For more information you can reach the plan administrator for Roku at , ; or by calling them at .

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