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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Why SkyWest Employees Can Thrive in Retirement Without a Bucket List

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Healthcare Provider Update: Healthcare Provider for SkyWest SkyWest Airlines provides its employees with health insurance coverage through various insurance providers, including UnitedHealthcare and Blue Cross Blue Shield. The specific plans offered may vary by location and employment status, so employees are encouraged to consult the Human Resources department for detailed information about their healthcare options. Impact of Potential Healthcare Cost Increases in 2026 SkyWest employees should be prepared for significant healthcare cost increases in 2026, as projections indicate that ACA marketplace premiums may rise sharply. This surge, driven by the expiration of enhanced federal premium subsidies and escalating medical costs, could lead to premiums climbing by upwards of 60% in certain states. Particularly concerning for SkyWest employees is the forecasted average rise of over 75% in out-of-pocket premiums for subsidized enrollees, placing a considerable financial burden on those relying on ACA coverage. It is crucial for employees to reassess their healthcare plans early and consider the potential financial implications these changes may have on their budgets. Click here to learn more

The first few years of retirement are frequently a time of transitions for many, including those leaving SkyWest. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for SkyWest employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at SkyWest. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What is the 401(k) plan offered by SkyWest?

The 401(k) plan at SkyWest is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are taken out.

How does SkyWest match employee contributions to the 401(k) plan?

SkyWest offers a company match on employee contributions, typically matching a percentage of what employees contribute up to a certain limit.

When can employees at SkyWest start contributing to the 401(k) plan?

Employees at SkyWest can begin contributing to the 401(k) plan after completing their initial onboarding period.

Is there a vesting schedule for SkyWest's 401(k) match?

Yes, SkyWest has a vesting schedule for the company match, meaning employees must work for a certain number of years before they fully own the matched funds.

What investment options are available in SkyWest's 401(k) plan?

SkyWest's 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles to suit different risk tolerances.

Can employees at SkyWest take loans against their 401(k) savings?

Yes, SkyWest allows employees to take loans against their 401(k) savings, subject to specific terms and conditions outlined in the plan.

How can employees at SkyWest change their 401(k) contribution percentage?

Employees at SkyWest can change their 401(k) contribution percentage by accessing their account online or by contacting the HR department for assistance.

Does SkyWest offer financial education resources for employees regarding the 401(k) plan?

Yes, SkyWest provides financial education resources, including workshops and online tools, to help employees make informed decisions about their 401(k) savings.

What happens to the 401(k) savings if an employee leaves SkyWest?

If an employee leaves SkyWest, they can choose to roll over their 401(k) savings into another retirement account, cash out, or leave the funds in the SkyWest plan, depending on the plan's rules.

Are there any fees associated with SkyWest's 401(k) plan?

Yes, there may be administrative fees associated with managing the 401(k) plan at SkyWest, which are typically disclosed in the plan documents.

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