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Why StoneX Group Employees Can Thrive in Retirement Without a Bucket List

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Healthcare Provider Update: StoneX provides health insurance, cafeteria perks, and job training, though details on specific providers are limited 6. With ACA premiums expected to rise sharply, StoneXs internal coverage may offer more stability, especially for employees with dependents. Click here to learn more

The first few years of retirement are frequently a time of transitions for many, including those leaving StoneX Group. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for StoneX Group employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at StoneX Group. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What type of retirement plan does StoneX Group offer to its employees?

StoneX Group offers a 401(k) retirement plan to help employees save for their future.

How can employees at StoneX Group enroll in the 401(k) plan?

Employees can enroll in the StoneX Group 401(k) plan through the company’s HR portal or by contacting the HR department for assistance.

Does StoneX Group match employee contributions to the 401(k) plan?

Yes, StoneX Group offers a matching contribution to the 401(k) plan, which helps employees maximize their retirement savings.

What is the maximum contribution limit for the StoneX Group 401(k) plan?

The maximum contribution limit for the StoneX Group 401(k) plan follows the IRS guidelines, which are updated annually.

Can employees at StoneX Group take loans against their 401(k) savings?

Yes, StoneX Group allows employees to take loans against their 401(k) savings, subject to specific terms and conditions.

Are there any fees associated with the StoneX Group 401(k) plan?

Yes, there may be administrative fees associated with the StoneX Group 401(k) plan, which are disclosed in the plan documents.

What investment options are available in the StoneX Group 401(k) plan?

The StoneX Group 401(k) plan offers a variety of investment options, including mutual funds, stocks, and bonds.

When can employees at StoneX Group start withdrawing from their 401(k) plan?

Employees can typically start withdrawing from their StoneX Group 401(k) plan at age 59½, subject to certain conditions.

Does StoneX Group provide educational resources about the 401(k) plan?

Yes, StoneX Group offers educational resources and workshops to help employees understand their 401(k) plan options and investment strategies.

How often can employees at StoneX Group change their 401(k) contribution amounts?

Employees at StoneX Group can change their 401(k) contribution amounts at any time, typically during open enrollment periods or as specified in the plan.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
StoneX Group offers RSUs and stock options as part of its compensation package.
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For more information you can reach the plan administrator for StoneX Group at , ; or by calling them at .

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