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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Why Tenet Healthcare Employees Can Thrive in Retirement Without a Bucket List

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Healthcare Provider Update: Tenet Healthcare Overview Tenet Healthcare Corporation operates a network of healthcare services, primarily through its hospitals and outpatient facilities in the United States. It is recognized for offering a broad spectrum of services, including surgical, inpatient, and outpatient care. Potential Healthcare Cost Increases in 2026 Healthcare costs, particularly insurance premiums for Affordable Care Act (ACA) plans, are projected to rise significantly in 2026, potentially exceeding 60% in some states. This increase is driven by several factors, including rising medical costs and the anticipated loss of enhanced federal premium subsidies that have benefited many consumers. Without legislative action to extend these subsidies, a vast majority of ACA enrollees may face out-of-pocket premium hikes of over 75%, placing financial strain on individuals and families seeking adequate coverage in an increasingly challenging healthcare landscape. Click here to learn more

The first few years of retirement are frequently a time of transitions for many, including those leaving Tenet Healthcare. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for Tenet Healthcare employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at Tenet Healthcare. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What is the 401(k) plan offered by Tenet Healthcare?

The 401(k) plan at Tenet Healthcare is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are taken out.

How can employees of Tenet Healthcare enroll in the 401(k) plan?

Employees can enroll in the Tenet Healthcare 401(k) plan through the company’s employee benefits portal during the enrollment period or upon eligibility.

Does Tenet Healthcare offer matching contributions to the 401(k) plan?

Yes, Tenet Healthcare offers a matching contribution to the 401(k) plan, which helps employees maximize their retirement savings.

What is the vesting schedule for Tenet Healthcare's 401(k) matching contributions?

The vesting schedule for Tenet Healthcare's matching contributions typically follows a graded schedule, meaning employees earn rights to the match over a period of time.

Can employees of Tenet Healthcare change their 401(k) contribution amounts?

Yes, employees can change their 401(k) contribution amounts at any time through the Tenet Healthcare employee benefits portal.

What investment options are available in the Tenet Healthcare 401(k) plan?

The Tenet Healthcare 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and company stock.

Is there a loan option available for Tenet Healthcare employees through the 401(k) plan?

Yes, Tenet Healthcare employees may have the option to take a loan against their 401(k) savings, subject to the plan’s terms and conditions.

What happens to my 401(k) savings if I leave Tenet Healthcare?

If you leave Tenet Healthcare, you can choose to roll over your 401(k) savings into another retirement account, withdraw the funds, or leave the money in the Tenet Healthcare plan if eligible.

Are there any fees associated with the Tenet Healthcare 401(k) plan?

Yes, there may be fees associated with the Tenet Healthcare 401(k) plan, including administrative fees and investment management fees, which are disclosed in the plan documents.

How often can Tenet Healthcare employees access their 401(k) account statements?

Employees of Tenet Healthcare can access their 401(k) account statements quarterly through the benefits portal.

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For more information you can reach the plan administrator for Tenet Healthcare at , ; or by calling them at .

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