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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Why TravelCenters of America Employees Can Thrive in Retirement Without a Bucket List

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Healthcare Provider Update: Healthcare Provider for TravelCenters of America TravelCenters of America employees have access to Aetna as their healthcare provider. This partnership typically offers a range of health insurance plans that include medical, dental, and vision coverage, tailored to the needs of their workforce. Potential Healthcare Cost Increases in 2026 As we look ahead to 2026, employees of TravelCenters of America should brace for significant healthcare cost increases. Premiums for Affordable Care Act (ACA) marketplace plans are anticipated to surge, with some states experiencing hikes exceeding 60%. This spike is driven by factors such as the potential end of enhanced federal premium subsidies and rising medical costs, including high-priced treatments and hospitalization expenses. Many large employers, including TravelCenters of America, may respond by shifting more costs onto employees, making it crucial for workers to evaluate their healthcare options and manage expenses proactively as these challenges loom. Click here to learn more

The first few years of retirement are frequently a time of transitions for many, including those leaving TravelCenters of America. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for TravelCenters of America employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at TravelCenters of America. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What type of retirement plan does TravelCenters of America offer to its employees?

TravelCenters of America offers a 401(k) retirement savings plan to its employees.

How can employees of TravelCenters of America enroll in the 401(k) plan?

Employees can enroll in the TravelCenters of America 401(k) plan by completing the enrollment form provided during orientation or through the company's benefits portal.

Does TravelCenters of America match employee contributions to the 401(k) plan?

Yes, TravelCenters of America offers a matching contribution to employees who participate in the 401(k) plan, subject to specific terms and conditions.

What is the eligibility requirement for TravelCenters of America employees to participate in the 401(k) plan?

Generally, employees of TravelCenters of America are eligible to participate in the 401(k) plan after completing a specified period of service, typically 30 days.

Can employees of TravelCenters of America take loans against their 401(k) savings?

Yes, TravelCenters of America allows employees to take loans against their 401(k) savings, subject to the plan's terms and conditions.

What investment options are available in the TravelCenters of America 401(k) plan?

The TravelCenters of America 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles.

How often can employees of TravelCenters of America change their 401(k) contribution amount?

Employees can change their 401(k) contribution amount at any time, subject to the plan's guidelines.

What is the vesting schedule for TravelCenters of America’s 401(k) matching contributions?

The vesting schedule for TravelCenters of America’s 401(k) matching contributions typically follows a graded vesting schedule, which means employees earn ownership of the match over a period of time.

Are there any fees associated with the TravelCenters of America 401(k) plan?

Yes, there may be administrative fees associated with the TravelCenters of America 401(k) plan, which are disclosed in the plan's summary documents.

How can employees of TravelCenters of America access their 401(k) account information?

Employees can access their 401(k) account information through the online benefits portal provided by TravelCenters of America.

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For more information you can reach the plan administrator for TravelCenters of America at , ; or by calling them at .

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