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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Why Trimble Employees Can Thrive in Retirement Without a Bucket List

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Healthcare Provider Update: Healthcare Provider for Trimble: Trimble provides health insurance through various national insurers that typically include UnitedHealthcare, Anthem, and Cigna. These insurers offer a range of plans that cater to the healthcare needs of Trimble's employees. Potential Healthcare Cost Increases in 2026: In 2026, Trimble employees may face significant increases in their healthcare costs, primarily due to escalating premiums in the ACA marketplace. Some states anticipate hikes exceeding 60%, with nationwide averages reaching around 20%. Contributing factors include the anticipated expiration of federal premium subsidies, coupled with ongoing medical cost inflation driven by rising hospital and drug prices. As a result, a considerable number of employees could see their out-of-pocket expenses rise dramatically, underscoring the importance of careful benefit management and plan selection. Click here to learn more

The first few years of retirement are frequently a time of transitions for many, including those leaving Trimble. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for Trimble employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at Trimble. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What is the Trimble 401(k) plan?

The Trimble 401(k) plan is a retirement savings plan that allows employees to save for retirement on a tax-deferred basis.

How can I enroll in Trimble's 401(k) plan?

You can enroll in Trimble's 401(k) plan by accessing the employee benefits portal and following the enrollment instructions provided.

Does Trimble offer a company match for the 401(k) contributions?

Yes, Trimble offers a company match for employee contributions to the 401(k) plan, subject to certain limits.

What is the maximum contribution limit for Trimble's 401(k) plan?

The maximum contribution limit for Trimble's 401(k) plan is determined by the IRS and can change annually. It is important to check the latest IRS guidelines for the current limit.

When can I start contributing to Trimble's 401(k) plan?

Employees at Trimble can start contributing to the 401(k) plan after completing their eligibility requirements, which are outlined in the plan documents.

Can I change my contribution percentage to Trimble's 401(k) plan?

Yes, you can change your contribution percentage to Trimble's 401(k) plan at any time by accessing the employee benefits portal.

What investment options are available in Trimble's 401(k) plan?

Trimble's 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles.

How often can I make changes to my investment choices in Trimble's 401(k) plan?

You can make changes to your investment choices in Trimble's 401(k) plan at any time, subject to the plan's trading policies.

What happens to my Trimble 401(k) if I leave the company?

If you leave Trimble, you have several options for your 401(k) balance, including rolling it over to another retirement account or leaving it in the Trimble plan if eligible.

Is there a loan option available in Trimble's 401(k) plan?

Yes, Trimble's 401(k) plan may offer a loan option, allowing you to borrow against your account balance under certain conditions.

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For more information you can reach the plan administrator for Trimble at , ; or by calling them at .

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