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Why United Parcel Service Employees Can Thrive in Retirement Without a Bucket List

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The first few years of retirement are frequently a time of transitions for many, including those leaving United Parcel Service. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for United Parcel Service employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at United Parcel Service. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What is the 401(k) plan offered by United Parcel Service?

The 401(k) plan at United Parcel Service is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are taken out.

Does United Parcel Service match employee contributions to the 401(k) plan?

Yes, United Parcel Service offers a matching contribution to the 401(k) plan, which helps employees boost their retirement savings.

How can employees enroll in the 401(k) plan at United Parcel Service?

Employees can enroll in the 401(k) plan at United Parcel Service through the company’s HR portal or by contacting their HR representative for assistance.

What is the eligibility requirement for United Parcel Service's 401(k) plan?

To be eligible for the 401(k) plan at United Parcel Service, employees typically need to meet certain criteria regarding their length of service and employment status.

Can employees at United Parcel Service change their contribution amounts to the 401(k) plan?

Yes, employees at United Parcel Service can change their contribution amounts to the 401(k) plan at any time, subject to the plan's rules.

What investment options are available in the United Parcel Service 401(k) plan?

The United Parcel Service 401(k) plan offers a variety of investment options, including mutual funds, stocks, and bonds, allowing employees to choose based on their risk tolerance.

When can employees at United Parcel Service start withdrawing funds from their 401(k) plan?

Employees at United Parcel Service can typically start withdrawing funds from their 401(k) plan at age 59½, although there are specific rules regarding hardship withdrawals.

Does United Parcel Service provide financial education regarding the 401(k) plan?

Yes, United Parcel Service offers financial education resources and workshops to help employees understand their 401(k) plan and make informed investment decisions.

Are there any fees associated with the United Parcel Service 401(k) plan?

Yes, like most 401(k) plans, the United Parcel Service 401(k) plan may have administrative and investment fees, which are disclosed in the plan documents.

How often can employees at United Parcel Service review their 401(k) account statements?

Employees at United Parcel Service can review their 401(k) account statements quarterly, and they may also access their account online at any time.

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For more information you can reach the plan administrator for United Parcel Service at , ; or by calling them at .

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