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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Why WESCO International Employees Can Thrive in Retirement Without a Bucket List

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Healthcare Provider Update: Healthcare Provider for WESCO International WESCO International typically partners with various health insurance providers to offer health benefits to its employees, including major insurers such as UnitedHealthcare and Anthem. The exact provider can vary based on the specific plans offered and the location of the employees. Potential Healthcare Cost Increases in 2026 As we approach 2026, healthcare costs are anticipated to rise significantly, particularly for those relying on Affordable Care Act (ACA) marketplace plans. With reports indicating that some states may face premium hikes exceeding 60%, the overall trend spells trouble for consumers. The expiration of enhanced federal premium subsidies, coupled with rising medical costs and aggressive rate hikes from major insurers, could cause out-of-pocket premiums to soar by over 75% for many enrollees, straining the budgets of millions and necessitating careful financial planning in the months ahead. Click here to learn more

The first few years of retirement are frequently a time of transitions for many, including those leaving WESCO International. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for WESCO International employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at WESCO International. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What is the purpose of the 401(k) plan offered by WESCO International?

The purpose of the 401(k) plan offered by WESCO International is to help employees save for retirement by allowing them to contribute a portion of their earnings on a tax-deferred basis.

How can employees at WESCO International enroll in the 401(k) plan?

Employees at WESCO International can enroll in the 401(k) plan by completing the enrollment process through the company’s benefits portal or by contacting the HR department for assistance.

What types of contributions can employees make to the WESCO International 401(k) plan?

Employees can make pre-tax contributions, Roth (after-tax) contributions, and may also have the option to make catch-up contributions if they are age 50 or older.

Does WESCO International offer any matching contributions to the 401(k) plan?

Yes, WESCO International offers a matching contribution to the 401(k) plan, which helps employees boost their retirement savings.

What is the vesting schedule for WESCO International's 401(k) matching contributions?

The vesting schedule for WESCO International's 401(k) matching contributions typically follows a graded vesting schedule, which means employees earn ownership of the match over a period of time.

Can employees at WESCO International take loans against their 401(k) savings?

Yes, employees at WESCO International may have the option to take loans against their 401(k) savings, subject to specific terms and conditions outlined in the plan.

What investment options are available in the WESCO International 401(k) plan?

The WESCO International 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles to help employees diversify their portfolios.

How often can employees change their contribution amounts to the WESCO International 401(k) plan?

Employees at WESCO International can typically change their contribution amounts at any time, subject to the plan's guidelines.

Is there an automatic enrollment feature in WESCO International's 401(k) plan?

Yes, WESCO International may offer an automatic enrollment feature, which automatically enrolls eligible employees in the 401(k) plan at a default contribution rate unless they choose to opt out.

What is the minimum age requirement for participating in the WESCO International 401(k) plan?

The minimum age requirement for participating in the WESCO International 401(k) plan is generally 21 years old.

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For more information you can reach the plan administrator for WESCO International at , ; or by calling them at .

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