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Discover the Top Retirement Calculators for Keysight Technologies Employees: Your Guide to Planning a Fulfilling Future

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Healthcare Provider Update: Healthcare Provider for Keysight Technologies Keysight Technologies partners with various health insurance carriers to provide healthcare options to its employees. Typically, companies of this size collaborate with major national insurers such as UnitedHealthcare, Anthem (Elevance Health), or Cigna, offering comprehensive health plans that cover a range of medical services. However, the specific provider used by Keysight may vary based on employee location and plan choices. Healthcare Cost Increases in 2026 As we approach 2026, healthcare costs are projected to see considerable increases, with premiums for Affordable Care Act (ACA) marketplace plans expected to rise sharply. Various states have already reported anticipated hikes-some exceeding 60%-driven by factors such as rising medical expenses and the potential loss of enhanced federal subsidies. With over 22 million enrollees potentially feeling the impact, many could face premium increases of over 75%, complicating access to affordable healthcare amidst deteriorating economic conditions. This significant rise poses challenges for consumers and underscores the urgency for strategic planning to mitigate financial impacts. Click here to learn more

Retirement planning is a complex process that requires careful attention to various variables such as investment growth, inflation, and personal financial goals. In recent years, advancements in retirement calculators have simplified this task, offering tools tailored to different planning needs. These calculators play a crucial role for those looking to understand their readiness for retirement from Keysight Technologies.


The key to saving and investing for retirement lies in the concept of compounded growth. By starting early and making consistent contributions throughout one's career at Keysight Technologies, one can significantly bolster the financial robustness of their retirement savings. However, general advice often falls short in addressing more specific queries such as monthly saving goals, achievable retirement ages, and the sustainability of the investment portfolio post-retirement.

Among the myriad options available, certain retirement calculators have stood out for their efficacy and ease of use. For example, the  Wealth Enhancement Group Calculator  is noted for its user-friendly interface. It also allows users to modify various financial forecasts, offering a personalized and interactive planning experience. Its free availability and focus on specific financial planning make it an ideal choice for those seeking straightforward guidance.

For those seeking a comprehensive view of their financial future, Maxifi is a solid choice. This method goes beyond mere retirement planning by incorporating elements of tax planning and the financial implications of various life events. Maxifi represents a deep dive into financial management, giving users the opportunity to optimize their financial choices, especially useful for Keysight Technologies employees planning for diverse future scenarios.


Several other tools also prove highly effective in assisting individuals in managing their future financial well-being. ProjectionLab, and OnTrajectory offer robust financial planning capabilities that address both retirement and other financial aspects. These tools have demonstrated their usefulness for those who appreciate a thorough understanding of the impact of different life decisions on their financial health, including Keysight Technologies professionals.

When evaluating these calculators, several criteria were essential. Clear and realistic assumptions about investment growth and inflation remained unchanged. Tools that simplified these assumptions without compromising their accuracy were preferred, especially for those at Keysight Technologies who had more than two decades until retirement. The calculators also needed to provide information on the estimated net worth at retirement and the sustainability of the investment portfolio.

Usability was another crucial factor; tools that allowed users to gain practical insights without navigating complex language or dense information were highly rated. At the same time, the robustness of a calculator—its ability to simulate various investment scenarios and adapt to changes in one's financial life—was also taken into account in the overall evaluation, which is critical for Keysight Technologies employees navigating their unique financial landscapes.

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In summary, while the market for retirement calculators offers a variety of options tailored to different needs, each tool shares the same goal of enhancing users' understanding and preparation for retirement. Whether it's detailed scenario planning or quick-check gauges, these tools play an essential role in helping individuals build a financially stable future. To maintain this security, it is recommended to regularly review one's retirement plan so it aligns with current financial realities and future aspirations, a strategy especially pertinent for Keysight Technologies professionals.

A recent study by the American Association of Retired Persons (AARP) highlighted the importance of considering healthcare expenses in retirement planning. Their Retirement Healthcare Cost Calculator,  is specially designed to help retirees assess their potential healthcare expenses, a crucial consideration given that health often represents the largest expense in retirement. This method adjusts based on personal factors such as age and health conditions, offering a more personalized approach to financial planning, enabling users, including those at Keysight Technologies, to gauge the amount of their savings needed to cover health-related expenses during retirement.

What type of retirement savings plan does Keysight Technologies offer?

Keysight Technologies offers a 401(k) retirement savings plan to help employees save for their future.

Does Keysight Technologies match employee contributions to the 401(k) plan?

Yes, Keysight Technologies provides a matching contribution to employee 401(k) plans, enhancing the overall savings potential.

What is the eligibility requirement for Keysight Technologies' 401(k) plan?

Employees of Keysight Technologies are eligible to participate in the 401(k) plan after completing a specified period of service, typically within the first year of employment.

Can employees at Keysight Technologies choose how their 401(k) contributions are invested?

Yes, employees at Keysight Technologies can choose from a variety of investment options within the 401(k) plan to align with their individual financial goals.

What is the maximum contribution limit for the 401(k) plan at Keysight Technologies?

The maximum contribution limit for the 401(k) plan at Keysight Technologies is determined by IRS regulations, which may change annually.

How often can employees at Keysight Technologies change their 401(k) contribution amounts?

Employees at Keysight Technologies can change their 401(k) contribution amounts at any time, typically through the company’s benefits portal.

Does Keysight Technologies offer a Roth 401(k) option?

Yes, Keysight Technologies offers a Roth 401(k) option, allowing employees to make after-tax contributions for potential tax-free withdrawals in retirement.

What happens to my 401(k) savings if I leave Keysight Technologies?

If you leave Keysight Technologies, you have several options for your 401(k) savings, including rolling it over to another retirement account, cashing it out, or leaving it in the Keysight Technologies plan if allowed.

Are there any fees associated with the 401(k) plan at Keysight Technologies?

Yes, there may be administrative fees associated with the 401(k) plan at Keysight Technologies, which are typically disclosed in the plan documents.

How can I access my 401(k) account information at Keysight Technologies?

Employees can access their 401(k) account information through the Keysight Technologies benefits portal or by contacting the plan administrator.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Keysight Technologies offers competitive retirement benefits, including a 401(k) plan. For employees hired on or after August 1, 2015, the company provides a matching contribution of $1 for every $1 contributed by the employee, up to 4% of their pay, and $0.50 for every additional $1 contributed on the next 4%. This means contributions above 8% are not matched by Keysight. For those hired before August 1, 2015, the matching contribution is $1 for every $1 up to 3%, with an additional $0.50 for contributions on the next 2% of pay. Employees can contribute pre-tax and Roth after-tax contributions to the 401(k) plan, though catch-up and after-tax contributions are not eligible for matching​ (Keysight MatchMaximizer). Keysight Technologies caps the eligible compensation for matching contributions at $345,000, following the IRS 401(a)(17) limit for 2024. However, there is no compensation cap for employee contributions, which are limited to the IRS 402(g) annual limit of $23,000 in 2024. Employees aged 50 and older may also contribute up to $7,500 as a catch-up contribution​
Keysight Technologies reported significant restructuring activities in 2023-2024, including cost-cutting measures and workforce adjustments as part of their strategy to streamline operations. Although the company has demonstrated solid performance in its financial results, there were notable reductions in operational expenditures, including employee compensation and layoffs, primarily due to constrained demand in semiconductor and manufacturing sectors​ (Keysight Investor)​ (Keysight Investor). It is crucial to address these restructuring measures as they reflect the broader economic climate of the tech industry, influenced by fluctuating demand and rising interest rates. For employees, such layoffs could impact retirement planning, pensions, and benefits, especially amid heightened uncertainty around tax laws and potential regulatory changes in the global market.
Stock Options: At Keysight Technologies, stock options are made available to a broad range of employees, particularly those in leadership and key technical roles. These stock options (KEYSO) allow employees to purchase company shares at a predetermined price, offering potential gains as the stock price appreciates. This aligns employees' financial interests with the company's performance. Stock options are typically granted annually, and vesting occurs over a defined period, commonly three to four years, with eligibility depending on the employee's role and tenure. Restricted Stock Units (RSUs): RSUs (KEYRSU) are a prominent part of Keysight's compensation structure, granted primarily to senior employees and high performers. These units represent a promise to deliver company shares at a future date once vesting conditions, such as continued employment or performance targets, are met. RSUs provide an additional incentive for long-term employment and are often part of executive compensation packages. Like stock options, RSUs are awarded annually with multi-year vesting schedules.
Keysight Technologies offers comprehensive health benefits designed to cater to various employee needs, emphasizing affordability and flexibility. The company provides options such as a High Deductible Health Plan (HDHP) with Health Savings Account (HSA) compatibility, which is a popular choice among employees for its tax benefits and lower premiums. The company also includes a lower-deductible plan with higher monthly premiums, catering to those preferring more predictable healthcare expenses. Dental and vision care benefits are part of their offerings, enhancing overall wellness coverage. Keysight has introduced wellness initiatives, such as preventive care incentives, which include routine exams, screenings, and immunizations, to encourage a healthier workforce. The company's health benefits package aligns with its efforts to foster employee well-being by offering both flexibility and robust coverage, including extensive family care options. In recent years, employees have appreciated the ability to select between these two medical plan types, based on their personal or family health needs.
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For more information you can reach the plan administrator for Keysight Technologies at , ; or by calling them at .

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