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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Discover the Top Retirement Calculators for Welltower Employees: Your Guide to Planning a Fulfilling Future

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Healthcare Provider Update: Healthcare Provider for Welltower Welltower Inc., a leading provider in the healthcare real estate sector, partners with various healthcare service providers, including senior housing operators, post-acute care facilities, and health systems. The company focuses on investing in properties that accommodate the healthcare needs of an aging population, ensuring that it collaborates effectively with top-tier operators to enhance care quality and access. Potential Healthcare Cost Increases in 2026 As 2026 approaches, health insurance premiums, particularly those tied to the Affordable Care Act (ACA), are projected to surge dramatically, potentially rising by 75% for many enrollees. Factors contributing to this steep escalation include the expiration of enhanced federal premium subsidies and escalating medical costs, with certain states experiencing increases exceeding 60%. For Welltower employees and retirees utilizing ACA coverage, these looming hikes necessitate strategic financial planning to mitigate the impact on personal budgets and healthcare access in the coming year. Click here to learn more

Retirement planning is a complex process that requires careful attention to various variables such as investment growth, inflation, and personal financial goals. In recent years, advancements in retirement calculators have simplified this task, offering tools tailored to different planning needs. These calculators play a crucial role for those looking to understand their readiness for retirement from Welltower.


The key to saving and investing for retirement lies in the concept of compounded growth. By starting early and making consistent contributions throughout one's career at Welltower, one can significantly bolster the financial robustness of their retirement savings. However, general advice often falls short in addressing more specific queries such as monthly saving goals, achievable retirement ages, and the sustainability of the investment portfolio post-retirement.

Among the myriad options available, certain retirement calculators have stood out for their efficacy and ease of use. For example, the  Wealth Enhancement Group Calculator  is noted for its user-friendly interface. It also allows users to modify various financial forecasts, offering a personalized and interactive planning experience. Its free availability and focus on specific financial planning make it an ideal choice for those seeking straightforward guidance.

For those seeking a comprehensive view of their financial future, Maxifi is a solid choice. This method goes beyond mere retirement planning by incorporating elements of tax planning and the financial implications of various life events. Maxifi represents a deep dive into financial management, giving users the opportunity to optimize their financial choices, especially useful for Welltower employees planning for diverse future scenarios.


Several other tools also prove highly effective in assisting individuals in managing their future financial well-being. ProjectionLab, and OnTrajectory offer robust financial planning capabilities that address both retirement and other financial aspects. These tools have demonstrated their usefulness for those who appreciate a thorough understanding of the impact of different life decisions on their financial health, including Welltower professionals.

When evaluating these calculators, several criteria were essential. Clear and realistic assumptions about investment growth and inflation remained unchanged. Tools that simplified these assumptions without compromising their accuracy were preferred, especially for those at Welltower who had more than two decades until retirement. The calculators also needed to provide information on the estimated net worth at retirement and the sustainability of the investment portfolio.

Usability was another crucial factor; tools that allowed users to gain practical insights without navigating complex language or dense information were highly rated. At the same time, the robustness of a calculator—its ability to simulate various investment scenarios and adapt to changes in one's financial life—was also taken into account in the overall evaluation, which is critical for Welltower employees navigating their unique financial landscapes.

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In summary, while the market for retirement calculators offers a variety of options tailored to different needs, each tool shares the same goal of enhancing users' understanding and preparation for retirement. Whether it's detailed scenario planning or quick-check gauges, these tools play an essential role in helping individuals build a financially stable future. To maintain this security, it is recommended to regularly review one's retirement plan so it aligns with current financial realities and future aspirations, a strategy especially pertinent for Welltower professionals.

A recent study by the American Association of Retired Persons (AARP) highlighted the importance of considering healthcare expenses in retirement planning. Their Retirement Healthcare Cost Calculator,  is specially designed to help retirees assess their potential healthcare expenses, a crucial consideration given that health often represents the largest expense in retirement. This method adjusts based on personal factors such as age and health conditions, offering a more personalized approach to financial planning, enabling users, including those at Welltower, to gauge the amount of their savings needed to cover health-related expenses during retirement.

What type of retirement savings plan does Welltower offer to its employees?

Welltower offers a 401(k) retirement savings plan to help employees save for their future.

Does Welltower provide any matching contributions to the 401(k) plan?

Yes, Welltower provides a matching contribution to the 401(k) plan, which helps employees maximize their retirement savings.

How can employees enroll in Welltower's 401(k) plan?

Employees can enroll in Welltower's 401(k) plan through the company’s HR portal or by contacting the HR department for assistance.

What are the eligibility requirements to participate in Welltower's 401(k) plan?

Employees must meet certain eligibility requirements, such as age and length of service, to participate in Welltower's 401(k) plan.

Can Welltower employees make changes to their 401(k) contributions?

Yes, Welltower employees can change their 401(k) contribution amounts at any time, subject to plan rules.

What investment options are available in Welltower's 401(k) plan?

Welltower's 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles.

Does Welltower allow employees to take loans against their 401(k) savings?

Yes, Welltower allows employees to take loans against their 401(k) savings, subject to specific terms and conditions outlined in the plan.

What is the vesting schedule for Welltower's 401(k) matching contributions?

Welltower has a vesting schedule for matching contributions, which means employees must work for a certain period to fully own those contributions.

How often can Welltower employees review their 401(k) account statements?

Welltower employees can review their 401(k) account statements quarterly, providing them with regular updates on their retirement savings.

Is there a way for Welltower employees to access financial advice regarding their 401(k) plan?

Yes, Welltower provides access to financial advisors who can help employees make informed decisions about their 401(k) investments.

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