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Navigating International Marriage: Essential Visa Insights for AECOM Employees

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Healthcare Provider Update: Healthcare Provider for AECOM AECOM employees are primarily covered through its benefit partnership with UnitedHealthcare. This relationship provides comprehensive health insurance options to the workforce, including various plan structures designed to meet diverse healthcare needs. Potential Healthcare Cost Increases in 2026 In 2026, AECOM employees may face substantial healthcare cost increases as many large companies, including AECOM, prepare to adjust their benefit structures in response to rising medical costs. The Affordable Care Act marketplace is projected to see premium hikes exceeding 60% in some states, primarily reflecting the loss of enhanced federal subsidies. This situation has the potential to significantly raise out-of-pocket expenses for employees as employers may shift more costs onto their workforce; over half are likely to increase deductibles or out-of-pocket limits. Employees need to strategically navigate their options and familiarize themselves with upcoming benefit changes to mitigate the impact of these financial pressures. Click here to learn more

Marriage transcends geographical boundaries, and when it involves a partner from another country, the complexities of immigration law come into play. This study, conducted in collaboration with immigration attorney  Julia Funke, Esq. , provides an in-depth analysis of visa options for non-American citizens and strategic use of marriage agreements. AECOM employees, especially those engaged with partners of different nationalities, should be aware of these rule and regulations when planning for their financial future.

Identifying Visa Options

AECOM employees considering bringing a non-American citizen to the United States, selecting the right visa is crucial. It’s a misconception that the K-1 visa, prominently featured on the reality TV show '90-Day Fiancé,' is the only option. There are three essential types of visas, each suited to different circumstances:

1. K-1 Visa (Fiancé Visa): Allows a non-American fiancé to enter the United States on the condition that the marriage occurs within 90 days. As of November 2023, the processing time for an I-129F application, necessary to obtain this visa, is about 12.5 months. Further documentation is required afterward to secure a green card, which can extend the entire process by an additional year.

2. CR-1 Visa (Spouse of a U.S. Citizen): For marriages under two years, the CR-1 visa issues a conditional green card valid for two years. Couples must file an I-751 form before this period ends to prove the validity of the marriage and obtain a ten-year green card. This visa allows the foreign spouse to adjust their status within the United States if they already hold another visa or undergo consular processing abroad.

3. IR-1 Visa (Immediate Relative Spouse Visa): Suitable for couples married for more than two years, offering a ten-year unconditional green card. This option simplifies the process by eliminating the need for later verifications.

AECOM employees should be aware of the complexity of these options as they highlight the importance of consulting an experienced immigration lawyer to effectively navigate the legal nuances.

The Role of the Affidavit of Support

A critical yet often overlooked document in the immigration process is the Affidavit of Support. This contract between the American citizen and the government stipulates that the American will provide financial support to the non-American spouse until they both become U.S. citizens or complete 40 quarters of work (10 years). This commitment remains valid even in the event of a divorce, unless the spouse gains citizenship, completes the required work quarters, or finds another sponsor.

Strategic Management of Prenuptial Agreements

Prenuptial agreements play a crucial role in managing the financial responsibilities outlined in the  Affidavit of Support . These agreements can:

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1. Limit financial obligations to those stated in the Affidavit of Support in the event of a divorce.

2. Set a deadline for the immigrant spouse to begin the citizenship process, thus reducing the risk of indefinite financial liability.

3. Align expectations and facilitate clear communication about financial responsibilities and procedures, which is essential to prevent conflicts.

In conclusion, marrying a non-American involves not only romantic commitments but also significant legal and financial considerations. AECOM employees should understand the different visa pathways and the implications of the Affidavit of Support, as well as the strategic use of marriage agreements, so they can more effectively address these challenges. It's crucial to grasp these elements to ensure a smooth transition and a stable future for bi-national couples looking to build their lives in the United States.

For AECOM employees considering the long-term financial well-being of their adult children, especially those engaged with partners of different nationalities, a marriage agreement is an essential risk management tool. Recent studies, such as a 2023 survey by the  American Academy of Matrimonial Lawyers , show an increasing trend in using prenuptial agreements to preserve pre-existing family legacies and assets in international marriages. This legal protection helps safeguard the financial foundations established by previous generations, reducing potential legal disputes and ensuring family legacies across international borders.

What is the 401(k) plan offered by AECOM?

AECOM offers a 401(k) plan that allows employees to save for retirement by contributing a portion of their salary on a pre-tax or after-tax basis.

How does AECOM match employee contributions to the 401(k) plan?

AECOM provides a matching contribution to the 401(k) plan, which helps employees increase their retirement savings.

What are the eligibility requirements for AECOM’s 401(k) plan?

Employees of AECOM are generally eligible to participate in the 401(k) plan after completing a specific period of service, typically within the first year of employment.

Can I change my contribution percentage to AECOM's 401(k) plan?

Yes, employees can change their contribution percentage to AECOM's 401(k) plan at any time, subject to certain guidelines.

What investment options are available in AECOM's 401(k) plan?

AECOM's 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles.

How can I access my AECOM 401(k) account information?

Employees can access their AECOM 401(k) account information through the plan's online portal or by contacting the plan administrator.

What happens to my AECOM 401(k) if I leave the company?

If you leave AECOM, you can choose to roll over your 401(k) balance to another retirement account, leave it in the AECOM plan, or withdraw the funds, subject to tax implications.

Is there a loan option available through AECOM's 401(k) plan?

Yes, AECOM allows employees to take loans against their 401(k) balance under certain conditions.

How often can I change my investment allocations in AECOM's 401(k) plan?

Employees can change their investment allocations in AECOM's 401(k) plan as often as they wish, typically without restrictions.

Does AECOM offer financial education resources for 401(k) participants?

Yes, AECOM provides financial education resources and workshops to help employees make informed decisions about their 401(k) savings.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
This news is crucial due to the economic environment as companies streamline operations to enhance efficiency and shareholder value. The restructuring can lead to more robust financial performance, vital for investors. Additionally, share buybacks indicate confidence in financial stability, which is significant in the current volatile market conditions​ (AECOM Investors)​​ (Los Angeles Business Journal)​.
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For more information you can reach the plan administrator for AECOM at 300 South Grand Avenue Los Angeles, CA 90071; or by calling them at (213) 593-8000.

*Please see disclaimer for more information

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