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Navigating International Marriage: Essential Visa Insights for ASGN Employees

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Marriage transcends geographical boundaries, and when it involves a partner from another country, the complexities of immigration law come into play. This study, conducted in collaboration with immigration attorney  Julia Funke, Esq. , provides an in-depth analysis of visa options for non-American citizens and strategic use of marriage agreements. ASGN employees, especially those engaged with partners of different nationalities, should be aware of these rule and regulations when planning for their financial future.

Identifying Visa Options

ASGN employees considering bringing a non-American citizen to the United States, selecting the right visa is crucial. It’s a misconception that the K-1 visa, prominently featured on the reality TV show '90-Day Fiancé,' is the only option. There are three essential types of visas, each suited to different circumstances:

1. K-1 Visa (Fiancé Visa): Allows a non-American fiancé to enter the United States on the condition that the marriage occurs within 90 days. As of November 2023, the processing time for an I-129F application, necessary to obtain this visa, is about 12.5 months. Further documentation is required afterward to secure a green card, which can extend the entire process by an additional year.

2. CR-1 Visa (Spouse of a U.S. Citizen): For marriages under two years, the CR-1 visa issues a conditional green card valid for two years. Couples must file an I-751 form before this period ends to prove the validity of the marriage and obtain a ten-year green card. This visa allows the foreign spouse to adjust their status within the United States if they already hold another visa or undergo consular processing abroad.

3. IR-1 Visa (Immediate Relative Spouse Visa): Suitable for couples married for more than two years, offering a ten-year unconditional green card. This option simplifies the process by eliminating the need for later verifications.

ASGN employees should be aware of the complexity of these options as they highlight the importance of consulting an experienced immigration lawyer to effectively navigate the legal nuances.

The Role of the Affidavit of Support

A critical yet often overlooked document in the immigration process is the Affidavit of Support. This contract between the American citizen and the government stipulates that the American will provide financial support to the non-American spouse until they both become U.S. citizens or complete 40 quarters of work (10 years). This commitment remains valid even in the event of a divorce, unless the spouse gains citizenship, completes the required work quarters, or finds another sponsor.

Strategic Management of Prenuptial Agreements

Prenuptial agreements play a crucial role in managing the financial responsibilities outlined in the  Affidavit of Support . These agreements can:

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1. Limit financial obligations to those stated in the Affidavit of Support in the event of a divorce.

2. Set a deadline for the immigrant spouse to begin the citizenship process, thus reducing the risk of indefinite financial liability.

3. Align expectations and facilitate clear communication about financial responsibilities and procedures, which is essential to prevent conflicts.

In conclusion, marrying a non-American involves not only romantic commitments but also significant legal and financial considerations. ASGN employees should understand the different visa pathways and the implications of the Affidavit of Support, as well as the strategic use of marriage agreements, so they can more effectively address these challenges. It's crucial to grasp these elements to ensure a smooth transition and a stable future for bi-national couples looking to build their lives in the United States.

For ASGN employees considering the long-term financial well-being of their adult children, especially those engaged with partners of different nationalities, a marriage agreement is an essential risk management tool. Recent studies, such as a 2023 survey by the  American Academy of Matrimonial Lawyers , show an increasing trend in using prenuptial agreements to preserve pre-existing family legacies and assets in international marriages. This legal protection helps safeguard the financial foundations established by previous generations, reducing potential legal disputes and ensuring family legacies across international borders.

What is the ASGN 401(k) plan?

The ASGN 401(k) plan is a retirement savings plan that allows employees to save for retirement on a tax-advantaged basis.

How can I enroll in the ASGN 401(k) plan?

You can enroll in the ASGN 401(k) plan by completing the enrollment process through the company’s HR portal or by contacting the HR department for assistance.

What types of contributions can I make to the ASGN 401(k) plan?

Employees can make pre-tax contributions, Roth (after-tax) contributions, and, in some cases, catch-up contributions if they are age 50 or older.

Is there a company match for contributions to the ASGN 401(k) plan?

Yes, ASGN offers a company match for employee contributions, which helps enhance your retirement savings.

What is the vesting schedule for the ASGN 401(k) plan?

The vesting schedule for the ASGN 401(k) plan typically depends on the length of service and the specific terms outlined in the plan documents.

Can I take a loan against my ASGN 401(k) plan?

Yes, ASGN allows participants to take loans against their 401(k) balance, subject to the terms and conditions of the plan.

What investment options are available in the ASGN 401(k) plan?

The ASGN 401(k) plan offers a variety of investment options, including mutual funds, target date funds, and other investment vehicles.

How often can I change my contribution amount to the ASGN 401(k) plan?

Employees can typically change their contribution amounts to the ASGN 401(k) plan at any time, subject to the plan's rules.

When can I start withdrawing funds from my ASGN 401(k) plan?

You can begin withdrawing funds from your ASGN 401(k) plan without penalties after reaching age 59½, or in the event of a qualifying hardship.

Does ASGN provide educational resources for managing my 401(k) plan?

Yes, ASGN provides educational resources and tools to help employees understand and manage their 401(k) plan effectively.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
ASGN announced a restructuring plan to streamline operations and focus on core business areas. This includes potential layoffs and reorganization within the company to improve efficiency and profitability.
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For more information you can reach the plan administrator for ASGN at 26745 Malibu Hills Rd Calabasas, CA 91301; or by calling them at +1 818-878-7900.

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