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Navigating Your Retirement Health Journey: Essential Insights for Activision Blizzard Employees

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The path to retirement marks a profound transition in life, encompassing not only financial adjustments but significant psychological and physical changes as well. The early years of this phase can deeply influence the subsequent decades, making it crucial for Activision Blizzard employees to approach retirement with a strategic and informed perspective.

Stephen Kreider Yoder  and Karen Kreider Yoder provide a clear illustration of how to address the challenges that emerge as retirement nears. Stephen, a former editor at the Wall Street Journal, and his wife Karen have shared their proactive steps to maintain their health and vitality.

Initial Encounters and Preventive Measures

Stephen's experience with a persistent eye issue during his travels highlights a critical aspect of retirement: the inevitability of health issues. What started as a minor blur in his vision led to an emergency room visit in Minnesota, showcasing the unpredictable nature of health in retirement. This incident served as a reminder for Activision Blizzard personnel of the importance of vigilance and early medical consultation, a commitment the couple embraced upon retiring.

The Importance of Regular Health Patterns

Aware of age-related risks like cataracts, macular degeneration, and glaucoma, Stephen and Karen decided to undertake regular health screenings. This includes the Medicare Wellness Visit, a preventive measure that helps create personalized plans to ward off illnesses. During these visits, assessments such as cognitive tests are performed, which Stephen passed, highlighting an essential element of health monitoring for Activision Blizzard retirees.

Lifestyle Adjustments and Risk Management

They have also focused on adapting their lifestyle to reduce health risks. For example, Stephen stopped climbing stairs and both are more cautious about multitasking while walking. These adjustments are part of broader risk-reduction rules they have set to prevent falls and other accidents, particularly relevant as physical flexibility decreases with age at Activision Blizzard.

Nutritional Considerations and Physical Activity

Karen takes a proactive approach to preserving her health, consulting healthcare professionals, including family members who are physicians. She has been advised to focus on prevention through diet, physical activity, and mental health practices. Following longevity experts like Peter Attia, she aims to maintain a diet rich in grains, white meats, and primarily plants, alongside regular physical activities like cycling and weight training, ensuring Activision Blizzard employees maintain a healthy lifestyle.

Psychological Well-being and Social Engagement

The mental aspect of retirement is as crucial as the physical side. Loneliness and social isolation can lead to depression and other mental health issues in older adults. Karen and Stephen are aware of this, striving to remain socially active, which is essential for emotional and psychological well-being among Activision Blizzard colleagues.

Financial Health as Part of Overall Health

While their monthly columns lack explicit financial details, the financial aspect of retirement is inherently connected to overall health. The eye condition that Stephen encountered resulted in a significant medical bill, for which they were partially responsible. This situation highlights the importance of financial planning and the potential for unexpected expenses associated with aging for Activision Blizzard employees.

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In Conclusion

The Yoders' journey serves as a reflective example for many entering this life phase at Activision Blizzard. They emphasize the importance of a holistic approach to retirement that includes health vigilance, preventive care, lifestyle adjustments, and maintaining social connections. As they navigate their later years, their experiences and insights offer valuable lessons on managing and possibly enhancing the chances of a healthy recovery.

Adopting a holistic perspective on retirement is not just about preserving health but also ensuring that life's later years are as fulfilling and enriching as possible. The proactive measures taken by the Yoders serve as a model for others, showing that while aging is inevitable, deterioration is not an absolute outcome if appropriate steps are taken.

A recent study by the  American Heart Association (2021)  underscores the importance of maintaining cardiovascular health in retirement. According to the study, individuals over 60 can significantly reduce their risk of cardiovascular diseases by engaging in moderate aerobic activities like brisk walking for at least 150 minutes per week. This routine not only improves heart health but also strengthens physical and mental well-being, essential components for a fulfilling retirement for Activision Blizzard retirees. Incorporating regular cardiovascular activity is a proactive initiative to extend vitality and reduce health expenses in the coming years.

What type of retirement savings plan does Activision Blizzard offer to its employees?

Activision Blizzard offers a 401(k) retirement savings plan to help employees save for their future.

Does Activision Blizzard match employee contributions to the 401(k) plan?

Yes, Activision Blizzard provides a matching contribution to the 401(k) plan, subject to certain limits.

What is the maximum contribution limit for the Activision Blizzard 401(k) plan?

The contribution limit for the Activision Blizzard 401(k) plan is aligned with the IRS limits, which may change annually.

Can employees of Activision Blizzard choose their investment options within the 401(k) plan?

Yes, employees at Activision Blizzard can select from a variety of investment options within the 401(k) plan.

When can employees of Activision Blizzard start contributing to the 401(k) plan?

Employees of Activision Blizzard can begin contributing to the 401(k) plan after completing their eligibility requirements.

Is there a vesting schedule for the matching contributions made by Activision Blizzard?

Yes, Activision Blizzard has a vesting schedule for matching contributions, which determines when employees fully own those funds.

How can Activision Blizzard employees access their 401(k) account information?

Employees can access their 401(k) account information through the designated online portal provided by Activision Blizzard's plan administrator.

What happens to my 401(k) plan if I leave Activision Blizzard?

If you leave Activision Blizzard, you have several options for your 401(k) plan, including rolling it over to another retirement account or leaving it with Activision Blizzard.

Can employees take loans against their 401(k) balance at Activision Blizzard?

Yes, Activision Blizzard allows employees to take loans against their 401(k) balance, subject to specific terms and conditions.

Are there any penalties for withdrawing funds from the Activision Blizzard 401(k) plan before retirement age?

Yes, early withdrawals from the Activision Blizzard 401(k) plan may incur penalties and taxes unless specific conditions are met.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Activision Blizzard announced significant layoffs and a restructuring plan to streamline operations and cut costs. The company also indicated possible changes to employee benefits.
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For more information you can reach the plan administrator for Activision Blizzard at 3100 Ocean Park Boulevard Santa Monica, CA 90405; or by calling them at (310) 255-2000.

*Please see disclaimer for more information

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