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Navigating Your Retirement Health Journey: Essential Insights for AMN Healthcare Services Employees

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The path to retirement marks a profound transition in life, encompassing not only financial adjustments but significant psychological and physical changes as well. The early years of this phase can deeply influence the subsequent decades, making it crucial for AMN Healthcare Services employees to approach retirement with a strategic and informed perspective.

Stephen Kreider Yoder  and Karen Kreider Yoder provide a clear illustration of how to address the challenges that emerge as retirement nears. Stephen, a former editor at the Wall Street Journal, and his wife Karen have shared their proactive steps to maintain their health and vitality.

Initial Encounters and Preventive Measures

Stephen's experience with a persistent eye issue during his travels highlights a critical aspect of retirement: the inevitability of health issues. What started as a minor blur in his vision led to an emergency room visit in Minnesota, showcasing the unpredictable nature of health in retirement. This incident served as a reminder for AMN Healthcare Services personnel of the importance of vigilance and early medical consultation, a commitment the couple embraced upon retiring.

The Importance of Regular Health Patterns

Aware of age-related risks like cataracts, macular degeneration, and glaucoma, Stephen and Karen decided to undertake regular health screenings. This includes the Medicare Wellness Visit, a preventive measure that helps create personalized plans to ward off illnesses. During these visits, assessments such as cognitive tests are performed, which Stephen passed, highlighting an essential element of health monitoring for AMN Healthcare Services retirees.

Lifestyle Adjustments and Risk Management

They have also focused on adapting their lifestyle to reduce health risks. For example, Stephen stopped climbing stairs and both are more cautious about multitasking while walking. These adjustments are part of broader risk-reduction rules they have set to prevent falls and other accidents, particularly relevant as physical flexibility decreases with age at AMN Healthcare Services.

Nutritional Considerations and Physical Activity

Karen takes a proactive approach to preserving her health, consulting healthcare professionals, including family members who are physicians. She has been advised to focus on prevention through diet, physical activity, and mental health practices. Following longevity experts like Peter Attia, she aims to maintain a diet rich in grains, white meats, and primarily plants, alongside regular physical activities like cycling and weight training, ensuring AMN Healthcare Services employees maintain a healthy lifestyle.

Psychological Well-being and Social Engagement

The mental aspect of retirement is as crucial as the physical side. Loneliness and social isolation can lead to depression and other mental health issues in older adults. Karen and Stephen are aware of this, striving to remain socially active, which is essential for emotional and psychological well-being among AMN Healthcare Services colleagues.

Financial Health as Part of Overall Health

While their monthly columns lack explicit financial details, the financial aspect of retirement is inherently connected to overall health. The eye condition that Stephen encountered resulted in a significant medical bill, for which they were partially responsible. This situation highlights the importance of financial planning and the potential for unexpected expenses associated with aging for AMN Healthcare Services employees.

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In Conclusion

The Yoders' journey serves as a reflective example for many entering this life phase at AMN Healthcare Services. They emphasize the importance of a holistic approach to retirement that includes health vigilance, preventive care, lifestyle adjustments, and maintaining social connections. As they navigate their later years, their experiences and insights offer valuable lessons on managing and possibly enhancing the chances of a healthy recovery.

Adopting a holistic perspective on retirement is not just about preserving health but also ensuring that life's later years are as fulfilling and enriching as possible. The proactive measures taken by the Yoders serve as a model for others, showing that while aging is inevitable, deterioration is not an absolute outcome if appropriate steps are taken.

A recent study by the  American Heart Association (2021)  underscores the importance of maintaining cardiovascular health in retirement. According to the study, individuals over 60 can significantly reduce their risk of cardiovascular diseases by engaging in moderate aerobic activities like brisk walking for at least 150 minutes per week. This routine not only improves heart health but also strengthens physical and mental well-being, essential components for a fulfilling retirement for AMN Healthcare Services retirees. Incorporating regular cardiovascular activity is a proactive initiative to extend vitality and reduce health expenses in the coming years.

What type of retirement savings plan does AMN Healthcare Services offer to its employees?

AMN Healthcare Services offers a 401(k) retirement savings plan to help employees save for their future.

Is there an employer match for contributions made to the 401(k) at AMN Healthcare Services?

Yes, AMN Healthcare Services provides an employer match on employee contributions to the 401(k) plan, subject to certain limits.

How can employees enroll in the 401(k) plan at AMN Healthcare Services?

Employees can enroll in the 401(k) plan through the AMN Healthcare Services benefits portal or by contacting the HR department for assistance.

What are the contribution limits for the 401(k) plan at AMN Healthcare Services?

The contribution limits for the 401(k) plan at AMN Healthcare Services are set according to IRS guidelines, which may change annually.

Can employees take loans against their 401(k) balance at AMN Healthcare Services?

Yes, AMN Healthcare Services allows employees to take loans against their 401(k) balance, subject to the plan’s specific terms and conditions.

What investment options are available in the AMN Healthcare Services 401(k) plan?

The AMN Healthcare Services 401(k) plan offers a variety of investment options, including mutual funds, stocks, and bonds, allowing employees to choose based on their risk tolerance.

How often can employees change their contribution amounts to the 401(k) at AMN Healthcare Services?

Employees at AMN Healthcare Services can change their contribution amounts to the 401(k) plan on a quarterly basis or as specified in the plan guidelines.

What happens to my 401(k) if I leave AMN Healthcare Services?

If you leave AMN Healthcare Services, you can choose to roll over your 401(k) balance to another qualified retirement plan or withdraw the funds, subject to tax implications.

Does AMN Healthcare Services offer a Roth 401(k) option?

Yes, AMN Healthcare Services offers a Roth 401(k) option, allowing employees to make after-tax contributions and potentially enjoy tax-free withdrawals in retirement.

Are there any fees associated with the AMN Healthcare Services 401(k) plan?

Yes, there may be administrative fees associated with the AMN Healthcare Services 401(k) plan, which are disclosed in the plan documents.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
AMN Healthcare Services has recently undergone a restructuring process, resulting in layoffs affecting several departments. The company has also announced changes to its benefits packages, including reductions in healthcare and retirement benefits. These updates have been discussed on various news sites, including www.thelayoff.com.
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For more information you can reach the plan administrator for AMN Healthcare Services at 12400 High Bluff Drive San Diego, CA 92130; or by calling them at (866) 871-8519.

*Please see disclaimer for more information

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