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Navigating Your Retirement Health Journey: Essential Insights for Envista Holdings Employees

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Healthcare Provider Update: Healthcare Provider for Envista Holdings Envista Holdings does not have a publicly listed healthcare provider; instead, employees typically receive health insurance benefits through various commercial insurance plans. As a significant player in the dental products and technology industry, Envista provides its workforce with access to adequate healthcare services, albeit the specific insurers may differ based on the plans offered. Healthcare Cost Increases in 2026 In 2026, Envista Holdings employees may face significant increases in healthcare costs due to rising premiums and shifting employer strategies. With anticipated healthcare premium hikes in the ACA marketplace often exceeding 60% in critical areas, employees are advised to prepare for potential impacts on their out-of-pocket expenses. The expiration of enhanced federal premium subsidies may further exacerbate these financial challenges, pushing many employees to shoulder more substantial costs unless proactive steps are taken to manage their health benefits effectively. As a result, understanding upcoming changes in health plans and optimizing their choices for 2026 will be crucial in navigating this evolving landscape. Click here to learn more

The path to retirement marks a profound transition in life, encompassing not only financial adjustments but significant psychological and physical changes as well. The early years of this phase can deeply influence the subsequent decades, making it crucial for Envista Holdings employees to approach retirement with a strategic and informed perspective.

Stephen Kreider Yoder  and Karen Kreider Yoder provide a clear illustration of how to address the challenges that emerge as retirement nears. Stephen, a former editor at the Wall Street Journal, and his wife Karen have shared their proactive steps to maintain their health and vitality.

Initial Encounters and Preventive Measures

Stephen's experience with a persistent eye issue during his travels highlights a critical aspect of retirement: the inevitability of health issues. What started as a minor blur in his vision led to an emergency room visit in Minnesota, showcasing the unpredictable nature of health in retirement. This incident served as a reminder for Envista Holdings personnel of the importance of vigilance and early medical consultation, a commitment the couple embraced upon retiring.

The Importance of Regular Health Patterns

Aware of age-related risks like cataracts, macular degeneration, and glaucoma, Stephen and Karen decided to undertake regular health screenings. This includes the Medicare Wellness Visit, a preventive measure that helps create personalized plans to ward off illnesses. During these visits, assessments such as cognitive tests are performed, which Stephen passed, highlighting an essential element of health monitoring for Envista Holdings retirees.

Lifestyle Adjustments and Risk Management

They have also focused on adapting their lifestyle to reduce health risks. For example, Stephen stopped climbing stairs and both are more cautious about multitasking while walking. These adjustments are part of broader risk-reduction rules they have set to prevent falls and other accidents, particularly relevant as physical flexibility decreases with age at Envista Holdings.

Nutritional Considerations and Physical Activity

Karen takes a proactive approach to preserving her health, consulting healthcare professionals, including family members who are physicians. She has been advised to focus on prevention through diet, physical activity, and mental health practices. Following longevity experts like Peter Attia, she aims to maintain a diet rich in grains, white meats, and primarily plants, alongside regular physical activities like cycling and weight training, ensuring Envista Holdings employees maintain a healthy lifestyle.

Psychological Well-being and Social Engagement

The mental aspect of retirement is as crucial as the physical side. Loneliness and social isolation can lead to depression and other mental health issues in older adults. Karen and Stephen are aware of this, striving to remain socially active, which is essential for emotional and psychological well-being among Envista Holdings colleagues.

Financial Health as Part of Overall Health

While their monthly columns lack explicit financial details, the financial aspect of retirement is inherently connected to overall health. The eye condition that Stephen encountered resulted in a significant medical bill, for which they were partially responsible. This situation highlights the importance of financial planning and the potential for unexpected expenses associated with aging for Envista Holdings employees.

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In Conclusion

The Yoders' journey serves as a reflective example for many entering this life phase at Envista Holdings. They emphasize the importance of a holistic approach to retirement that includes health vigilance, preventive care, lifestyle adjustments, and maintaining social connections. As they navigate their later years, their experiences and insights offer valuable lessons on managing and possibly enhancing the chances of a healthy recovery.

Adopting a holistic perspective on retirement is not just about preserving health but also ensuring that life's later years are as fulfilling and enriching as possible. The proactive measures taken by the Yoders serve as a model for others, showing that while aging is inevitable, deterioration is not an absolute outcome if appropriate steps are taken.

A recent study by the  American Heart Association (2021)  underscores the importance of maintaining cardiovascular health in retirement. According to the study, individuals over 60 can significantly reduce their risk of cardiovascular diseases by engaging in moderate aerobic activities like brisk walking for at least 150 minutes per week. This routine not only improves heart health but also strengthens physical and mental well-being, essential components for a fulfilling retirement for Envista Holdings retirees. Incorporating regular cardiovascular activity is a proactive initiative to extend vitality and reduce health expenses in the coming years.

What retirement savings options does Envista Holdings offer to its employees?

Envista Holdings offers a 401(k) savings plan to help employees save for retirement.

How can I enroll in the 401(k) plan at Envista Holdings?

Employees can enroll in the 401(k) plan at Envista Holdings by completing the enrollment process through the company’s HR portal.

Does Envista Holdings match employee contributions to the 401(k) plan?

Yes, Envista Holdings provides a matching contribution to the 401(k) plan, which helps employees maximize their retirement savings.

What is the vesting schedule for the 401(k) match at Envista Holdings?

The vesting schedule for the 401(k) match at Envista Holdings is typically outlined in the plan documents, and employees should refer to those for specific details.

Can I change my contribution percentage to the 401(k) plan at Envista Holdings?

Yes, employees at Envista Holdings can change their contribution percentage at any time, subject to the plan's guidelines.

What types of investments are available in the Envista Holdings 401(k) plan?

The Envista Holdings 401(k) plan offers a variety of investment options, including mutual funds and target-date funds, allowing employees to choose based on their risk tolerance.

Is there a minimum contribution requirement for the 401(k) plan at Envista Holdings?

Yes, Envista Holdings may have a minimum contribution requirement for the 401(k) plan, which employees should verify through the plan documents.

At what age can I start withdrawing from my 401(k) at Envista Holdings?

Employees can generally start withdrawing from their 401(k) at Envista Holdings at age 59½ without incurring penalties.

What happens to my 401(k) if I leave Envista Holdings?

If you leave Envista Holdings, you have several options for your 401(k), including rolling it over to a new employer’s plan or an individual retirement account (IRA).

Does Envista Holdings offer loans against my 401(k) balance?

Yes, Envista Holdings may allow employees to take loans against their 401(k) balance, subject to the plan’s terms and conditions.

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For more information you can reach the plan administrator for Envista Holdings at , ; or by calling them at .

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