'Digital Realty Trust employees exploring international retirement can enhance their lifestyle by planning carefully around healthcare, tax considerations, and residency requirements abroad.' – Paul Bergeron, a representative of The Retirement Group, a division of Wealth Enhancement Group.
'Digital Realty Trust employees nearing retirement should view overseas living as a strategic lifestyle choice that combines financial efficiency with rich cultural experiences—when approached with thoughtful planning.' – Tyson Mavar, a representative of The Retirement Group, a division of Wealth Enhancement Group.
In this article, we will discuss:
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The growing trend of retiring abroad and its increasing allure among Americans.
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Top international retirement destinations and their unique attractions, as highlighted in the 2025 Retirement Overseas Index.
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Key considerations for transitioning to an overseas lifestyle, including residency visas, tax benefits, and healthcare options.
For Digital Realty Trust employees seeking a meaningful vacation or a permanent change of scenery after retirement, the idea of retiring abroad might be enticing. Recent trends show more Americans interested in international living. According to a Gallup poll, interest grew to 21% by 2024 from 10% in 2011. Improved global connectivity and broader social acceptance globally are contributing to this rising curiosity.
The 2025 Retirement Overseas Index by Live & Invest Overseas shows why people move abroad. This index rates retirement destinations on cost of living, healthcare quality, local regulations, tax considerations, and proximity to beaches, museums, and nature trails. Such factors are essential for retirement security.
The index considers some cities as good retirement spots. Valencia in Spain has an expat community and a Mediterranean climate for leisure and culture. And Medellin, Colombia, meanwhile, is an active urban area with a varied culinary and cultural scene for retirees looking for a dynamic lifestyle.
Transitioning to an overseas lifestyle takes planning. From choosing the right travel insurance to learning from current expats, Digital Realty Trust retirees can prepare for life abroad. Those efforts enable informed decision-making and realistic expectations for those prepared to live internationally.
Understanding residency is also important for retirees moving. For example, Portugal offers the D7 retirement visa, which has accessible income requirements and offers great healthcare and tax advantages. The historical richness, relaxed lifestyle, and beautiful landscape of Portugal are highlighted in the 2025 Retirement Overseas Index.
Find out where to retire abroad in 2025. Explore top options like Valencia and Medellin - both known for their cultural vibrancy, quality healthcare, affordability, and friendly environments. Taxes, residency visas, and leisure tips for retiring Americans abroad. Ideal for Digital Realty Trust workers looking for a beachy experience after work.
From Valencia's old-world charm to Medellin's cultural capital, each destination offers something different - like picking a wine for retirement. So, whether it's the soft familiarity of Valencia or the wild energy of Medellin, retirees can choose where to retire by weighing costs of living, healthcare, and local community - like choosing a wine by vineyard, vintage, and flavor profile.
Retiring abroad offers lower cost of living, affordable healthcare, and exposure to other cultures. The five sources that support these points are listed below with brief explanations of how they benefit retirees and strengthen the case for international retirement.
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Source:
1. Investopedia Staff. 'Is Retiring Abroad Right for You? Key Factors to Consider Now.' Investopedia , Nov. 2024, www.investopedia.com/is-retiring-abroad-right-for-you-key-factors-to-consider-now-8415232 .
2. Tubongbanua, Rachelle. 'Retiring Abroad: Financial Factors to Consider.' U.S. Bank , Oct. 2024, www.usbank.com/financialiq/inspire/retirement/retiring-abroad-financial-factors-to-consider.html .
3. Ingrim, Alex. 'The Pros and Cons of Retiring Abroad.' Kiplinger , July 2023, www.kiplinger.com/retirement/retiring-abroad/the-pros-and-cons-of-retiring-abroad .
4. U.S. News Staff. 'Best Places to Retire Overseas in 2025.' U.S. News & World Report , Jan. 2025, www.usnews.com/money/retirement/articles/best-places-to-retire-overseas-in-2025 .
5. Investopedia Staff. 'Retirees Flock to These Countries for Unmatched Benefits—Is Yours on the List?' Investopedia , Oct. 2024, www.investopedia.com/retirees-flock-to-these-countries-for-unmatched-benefits-8421893 .
What type of retirement savings plan does Digital Realty Trust offer to its employees?
Digital Realty Trust offers a 401(k) retirement savings plan to its employees.
Does Digital Realty Trust match employee contributions to the 401(k) plan?
Yes, Digital Realty Trust provides a matching contribution to employee 401(k) contributions, subject to certain limits.
What is the eligibility requirement for employees to participate in the Digital Realty Trust 401(k) plan?
Employees of Digital Realty Trust are eligible to participate in the 401(k) plan after completing a specified period of service.
Can employees of Digital Realty Trust choose how their 401(k) contributions are invested?
Yes, employees of Digital Realty Trust can select from a variety of investment options for their 401(k) contributions.
What is the maximum contribution limit for the Digital Realty Trust 401(k) plan?
The maximum contribution limit for the Digital Realty Trust 401(k) plan aligns with the IRS limits, which may change annually.
Does Digital Realty Trust offer a Roth 401(k) option?
Yes, Digital Realty Trust offers a Roth 401(k) option, allowing employees to make after-tax contributions.
What happens to my 401(k) account if I leave Digital Realty Trust?
If you leave Digital Realty Trust, you can either roll over your 401(k) balance to another retirement account or leave it in the Digital Realty Trust plan, subject to the plan's rules.
Are there any fees associated with the Digital Realty Trust 401(k) plan?
Yes, there may be administrative fees associated with the Digital Realty Trust 401(k) plan, which are disclosed in the plan documents.
How often can employees change their contribution amounts in the Digital Realty Trust 401(k) plan?
Employees of Digital Realty Trust can change their contribution amounts at designated times throughout the year, as outlined in the plan guidelines.
Does Digital Realty Trust provide educational resources for employees regarding their 401(k) plan?
Yes, Digital Realty Trust offers educational resources and tools to help employees understand their 401(k) plan options and investment choices.
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