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Hilton Grand Vacations Employees Take on the World: Exploring the Best Overseas Retirement Spots for 2025


'Hilton Grand Vacations employees exploring international retirement can enhance their lifestyle by planning carefully around healthcare, tax considerations, and residency requirements abroad.' – Paul Bergeron, a representative of The Retirement Group, a division of Wealth Enhancement Group.

'Hilton Grand Vacations employees nearing retirement should view overseas living as a strategic lifestyle choice that combines financial efficiency with rich cultural experiences—when approached with thoughtful planning.' – Tyson Mavar, a representative of The Retirement Group, a division of Wealth Enhancement Group.

In this article, we will discuss:

  1. The growing trend of retiring abroad and its increasing allure among Americans.

  2. Top international retirement destinations and their unique attractions, as highlighted in the 2025 Retirement Overseas Index.

  3. Key considerations for transitioning to an overseas lifestyle, including residency visas, tax benefits, and healthcare options.

For Hilton Grand Vacations employees seeking a meaningful vacation or a permanent change of scenery after retirement, the idea of retiring abroad might be enticing. Recent trends show more Americans interested in international living. According to a Gallup poll, interest grew to 21% by 2024 from 10% in 2011. Improved global connectivity and broader social acceptance globally are contributing to this rising curiosity.

The 2025 Retirement Overseas Index by Live & Invest Overseas shows why people move abroad. This index rates retirement destinations on cost of living, healthcare quality, local regulations, tax considerations, and proximity to beaches, museums, and nature trails. Such factors are essential for retirement security.

The index considers some cities as good retirement spots. Valencia in Spain has an expat community and a Mediterranean climate for leisure and culture. And Medellin, Colombia, meanwhile, is an active urban area with a varied culinary and cultural scene for retirees looking for a dynamic lifestyle.

Transitioning to an overseas lifestyle takes planning. From choosing the right travel insurance to learning from current expats, Hilton Grand Vacations retirees can prepare for life abroad. Those efforts enable informed decision-making and realistic expectations for those prepared to live internationally.

Understanding residency is also important for retirees moving. For example, Portugal offers the D7 retirement visa, which has accessible income requirements and offers great healthcare and tax advantages. The historical richness, relaxed lifestyle, and beautiful landscape of Portugal are highlighted in the 2025 Retirement Overseas Index.

Find out where to retire abroad in 2025. Explore top options like Valencia and Medellin - both known for their cultural vibrancy, quality healthcare, affordability, and friendly environments. Taxes, residency visas, and leisure tips for retiring Americans abroad. Ideal for Hilton Grand Vacations workers looking for a beachy experience after work.

From Valencia's old-world charm to Medellin's cultural capital, each destination offers something different - like picking a wine for retirement. So, whether it's the soft familiarity of Valencia or the wild energy of Medellin, retirees can choose where to retire by weighing costs of living, healthcare, and local community - like choosing a wine by vineyard, vintage, and flavor profile.

Retiring abroad offers lower cost of living, affordable healthcare, and exposure to other cultures. The five sources that support these points are listed below with brief explanations of how they benefit retirees and strengthen the case for international retirement.

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Source:

1. Investopedia Staff.  'Is Retiring Abroad Right for You? Key Factors to Consider Now.'  Investopedia , Nov. 2024,  www.investopedia.com/is-retiring-abroad-right-for-you-key-factors-to-consider-now-8415232 .

2. Tubongbanua, Rachelle.  'Retiring Abroad: Financial Factors to Consider.'  U.S. Bank , Oct. 2024,  www.usbank.com/financialiq/inspire/retirement/retiring-abroad-financial-factors-to-consider.html .

3. Ingrim, Alex.  'The Pros and Cons of Retiring Abroad.'  Kiplinger , July 2023,  www.kiplinger.com/retirement/retiring-abroad/the-pros-and-cons-of-retiring-abroad .

4. U.S. News Staff.  'Best Places to Retire Overseas in 2025.'  U.S. News & World Report , Jan. 2025,  www.usnews.com/money/retirement/articles/best-places-to-retire-overseas-in-2025 .

5. Investopedia Staff.  'Retirees Flock to These Countries for Unmatched Benefits—Is Yours on the List?'  Investopedia , Oct. 2024,  www.investopedia.com/retirees-flock-to-these-countries-for-unmatched-benefits-8421893 .

What is the 401(k) plan offered by Hilton Grand Vacations?

The 401(k) plan at Hilton Grand Vacations is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are taken out.

Does Hilton Grand Vacations match contributions to the 401(k) plan?

Yes, Hilton Grand Vacations offers a company match on employee contributions to the 401(k) plan, helping to enhance your retirement savings.

When can I enroll in the Hilton Grand Vacations 401(k) plan?

Employees at Hilton Grand Vacations can enroll in the 401(k) plan during the initial onboarding process or during the annual open enrollment period.

How much can I contribute to the Hilton Grand Vacations 401(k) plan each year?

The contribution limits for the Hilton Grand Vacations 401(k) plan are set by the IRS and can change annually. Employees should check the latest IRS guidelines for the current limits.

Can I change my contribution amount to the Hilton Grand Vacations 401(k) plan?

Yes, employees can change their contribution amounts to the Hilton Grand Vacations 401(k) plan at any time, subject to plan rules.

What investment options are available in the Hilton Grand Vacations 401(k) plan?

The Hilton Grand Vacations 401(k) plan offers a variety of investment options, including mutual funds, stocks, and bonds, allowing employees to choose based on their risk tolerance and retirement goals.

Is there a vesting schedule for the Hilton Grand Vacations 401(k) company match?

Yes, Hilton Grand Vacations has a vesting schedule for the company match in the 401(k) plan, which means employees must work for a certain period before they fully own the matched funds.

Can I take a loan from my Hilton Grand Vacations 401(k) plan?

Yes, employees may have the option to take a loan from their Hilton Grand Vacations 401(k) plan, subject to the plan's terms and conditions.

What happens to my Hilton Grand Vacations 401(k) plan if I leave the company?

If you leave Hilton Grand Vacations, you can either cash out your 401(k), roll it over into another retirement account, or leave it in the Hilton Grand Vacations plan if you meet certain criteria.

How can I access my Hilton Grand Vacations 401(k) plan account information?

Employees can access their Hilton Grand Vacations 401(k) plan account information online through the plan's designated website or mobile app.

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For more information you can reach the plan administrator for Hilton Grand Vacations at , ; or by calling them at .

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