New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

Primerica Employees Take on the World: Exploring the Best Overseas Retirement Spots for 2025

'Primerica employees exploring international retirement can enhance their lifestyle by planning carefully around healthcare, tax considerations, and residency requirements abroad.' – Paul Bergeron, a representative of The Retirement Group, a division of Wealth Enhancement Group.

'Primerica employees nearing retirement should view overseas living as a strategic lifestyle choice that combines financial efficiency with rich cultural experiences—when approached with thoughtful planning.' – Tyson Mavar, a representative of The Retirement Group, a division of Wealth Enhancement Group.

In this article, we will discuss:

The growing trend of retiring abroad and its increasing allure among Americans.
Top international retirement destinations and their unique attractions, as highlighted in the 2025 Retirement Overseas Index.
Key considerations for transitioning to an overseas lifestyle, including residency visas, tax benefits, and healthcare options.

For Primerica employees seeking a meaningful vacation or a permanent change of scenery after retirement, the idea of retiring abroad might be enticing. Recent trends show more Americans interested in international living. According to a Gallup poll, interest grew to 21% by 2024 from 10% in 2011. Improved global connectivity and broader social acceptance globally are contributing to this rising curiosity.

The 2025 Retirement Overseas Index by Live & Invest Overseas shows why people move abroad. This index rates retirement destinations on cost of living, healthcare quality, local regulations, tax considerations, and proximity to beaches, museums, and nature trails. Such factors are essential for retirement security.

The index considers some cities as good retirement spots. Valencia in Spain has an expat community and a Mediterranean climate for leisure and culture. And Medellin, Colombia, meanwhile, is an active urban area with a varied culinary and cultural scene for retirees looking for a dynamic lifestyle.

Transitioning to an overseas lifestyle takes planning. From choosing the right travel insurance to learning from current expats, Primerica retirees can prepare for life abroad. Those efforts enable informed decision-making and realistic expectations for those prepared to live internationally.

Understanding residency is also important for retirees moving. For example, Portugal offers the D7 retirement visa, which has accessible income requirements and offers great healthcare and tax advantages. The historical richness, relaxed lifestyle, and beautiful landscape of Portugal are highlighted in the 2025 Retirement Overseas Index.

Find out where to retire abroad in 2025. Explore top options like Valencia and Medellin - both known for their cultural vibrancy, quality healthcare, affordability, and friendly environments. Taxes, residency visas, and leisure tips for retiring Americans abroad. Ideal for Primerica workers looking for a beachy experience after work.

From Valencia's old-world charm to Medellin's cultural capital, each destination offers something different - like picking a wine for retirement. So, whether it's the soft familiarity of Valencia or the wild energy of Medellin, retirees can choose where to retire by weighing costs of living, healthcare, and local community - like choosing a wine by vineyard, vintage, and flavor profile.

Retiring abroad offers lower cost of living, affordable healthcare, and exposure to other cultures. The five sources that support these points are listed below with brief explanations of how they benefit retirees and strengthen the case for international retirement.

Articles you may find interesting:

Source:

1. Investopedia Staff. 'Is Retiring Abroad Right for You? Key Factors to Consider Now.' Investopedia , Nov. 2024, www.investopedia.com/is-retiring-abroad-right-for-you-key-factors-to-consider-now-8415232 .

2. Tubongbanua, Rachelle. 'Retiring Abroad: Financial Factors to Consider.' U.S. Bank , Oct. 2024, www.usbank.com/financialiq/inspire/retirement/retiring-abroad-financial-factors-to-consider.html .

3. Ingrim, Alex. 'The Pros and Cons of Retiring Abroad.' Kiplinger , July 2023, www.kiplinger.com/retirement/retiring-abroad/the-pros-and-cons-of-retiring-abroad .

4. U.S. News Staff. 'Best Places to Retire Overseas in 2025.' U.S. News & World Report , Jan. 2025, www.usnews.com/money/retirement/articles/best-places-to-retire-overseas-in-2025 .

5. Investopedia Staff. 'Retirees Flock to These Countries for Unmatched Benefits—Is Yours on the List?' Investopedia , Oct. 2024, www.investopedia.com/retirees-flock-to-these-countries-for-unmatched-benefits-8421893 .

What type of retirement savings plan does Primerica offer to its employees?

Primerica offers a 401(k) retirement savings plan to help employees save for their future.

How can I enroll in Primerica's 401(k) plan?

Employees can enroll in Primerica's 401(k) plan through the company's HR portal or by contacting the HR department for assistance.

Does Primerica provide any matching contributions to the 401(k) plan?

Yes, Primerica offers a matching contribution to the 401(k) plan, which helps employees maximize their retirement savings.

What investment options are available in Primerica's 401(k) plan?

Primerica's 401(k) plan includes a variety of investment options, such as mutual funds, stocks, and bonds, allowing employees to choose based on their risk tolerance.

Can I change my contribution percentage to Primerica's 401(k) plan?

Yes, employees can change their contribution percentage at any time by accessing their account through the HR portal.

Is there a vesting schedule for Primerica's 401(k) matching contributions?

Yes, Primerica has a vesting schedule for its matching contributions, which means employees must work for a certain period to fully own those contributions.

What is the maximum contribution limit for Primerica's 401(k) plan?

The maximum contribution limit for Primerica's 401(k) plan follows the IRS guidelines, which are updated annually.

Can I take a loan against my 401(k) with Primerica?

Yes, Primerica allows employees to take loans against their 401(k) balance under specific conditions outlined in the plan documents.

What happens to my 401(k) account if I leave Primerica?

If you leave Primerica, you can choose to roll over your 401(k) balance to another retirement account, cash it out, or leave it in the Primerica plan if permitted.

How often can I change my investment options within Primerica's 401(k) plan?

Employees can change their investment options in Primerica's 401(k) plan at any time, subject to the plan's trading policies.