'Toll Brothers employees exploring international retirement can enhance their lifestyle by planning carefully around healthcare, tax considerations, and residency requirements abroad.' – Paul Bergeron, a representative of The Retirement Group, a division of Wealth Enhancement Group.
'Toll Brothers employees nearing retirement should view overseas living as a strategic lifestyle choice that combines financial efficiency with rich cultural experiences—when approached with thoughtful planning.' – Tyson Mavar, a representative of The Retirement Group, a division of Wealth Enhancement Group.
In this article, we will discuss:
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The growing trend of retiring abroad and its increasing allure among Americans.
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Top international retirement destinations and their unique attractions, as highlighted in the 2025 Retirement Overseas Index.
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Key considerations for transitioning to an overseas lifestyle, including residency visas, tax benefits, and healthcare options.
For Toll Brothers employees seeking a meaningful vacation or a permanent change of scenery after retirement, the idea of retiring abroad might be enticing. Recent trends show more Americans interested in international living. According to a Gallup poll, interest grew to 21% by 2024 from 10% in 2011. Improved global connectivity and broader social acceptance globally are contributing to this rising curiosity.
The 2025 Retirement Overseas Index by Live & Invest Overseas shows why people move abroad. This index rates retirement destinations on cost of living, healthcare quality, local regulations, tax considerations, and proximity to beaches, museums, and nature trails. Such factors are essential for retirement security.
The index considers some cities as good retirement spots. Valencia in Spain has an expat community and a Mediterranean climate for leisure and culture. And Medellin, Colombia, meanwhile, is an active urban area with a varied culinary and cultural scene for retirees looking for a dynamic lifestyle.
Transitioning to an overseas lifestyle takes planning. From choosing the right travel insurance to learning from current expats, Toll Brothers retirees can prepare for life abroad. Those efforts enable informed decision-making and realistic expectations for those prepared to live internationally.
Understanding residency is also important for retirees moving. For example, Portugal offers the D7 retirement visa, which has accessible income requirements and offers great healthcare and tax advantages. The historical richness, relaxed lifestyle, and beautiful landscape of Portugal are highlighted in the 2025 Retirement Overseas Index.
Find out where to retire abroad in 2025. Explore top options like Valencia and Medellin - both known for their cultural vibrancy, quality healthcare, affordability, and friendly environments. Taxes, residency visas, and leisure tips for retiring Americans abroad. Ideal for Toll Brothers workers looking for a beachy experience after work.
From Valencia's old-world charm to Medellin's cultural capital, each destination offers something different - like picking a wine for retirement. So, whether it's the soft familiarity of Valencia or the wild energy of Medellin, retirees can choose where to retire by weighing costs of living, healthcare, and local community - like choosing a wine by vineyard, vintage, and flavor profile.
Retiring abroad offers lower cost of living, affordable healthcare, and exposure to other cultures. The five sources that support these points are listed below with brief explanations of how they benefit retirees and strengthen the case for international retirement.
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Source:
1. Investopedia Staff. 'Is Retiring Abroad Right for You? Key Factors to Consider Now.' Investopedia , Nov. 2024, www.investopedia.com/is-retiring-abroad-right-for-you-key-factors-to-consider-now-8415232 .
2. Tubongbanua, Rachelle. 'Retiring Abroad: Financial Factors to Consider.' U.S. Bank , Oct. 2024, www.usbank.com/financialiq/inspire/retirement/retiring-abroad-financial-factors-to-consider.html .
3. Ingrim, Alex. 'The Pros and Cons of Retiring Abroad.' Kiplinger , July 2023, www.kiplinger.com/retirement/retiring-abroad/the-pros-and-cons-of-retiring-abroad .
4. U.S. News Staff. 'Best Places to Retire Overseas in 2025.' U.S. News & World Report , Jan. 2025, www.usnews.com/money/retirement/articles/best-places-to-retire-overseas-in-2025 .
5. Investopedia Staff. 'Retirees Flock to These Countries for Unmatched Benefits—Is Yours on the List?' Investopedia , Oct. 2024, www.investopedia.com/retirees-flock-to-these-countries-for-unmatched-benefits-8421893 .
What type of retirement plan does Toll Brothers offer to its employees?
Toll Brothers offers a 401(k) retirement savings plan to its employees.
Does Toll Brothers match employee contributions to the 401(k) plan?
Yes, Toll Brothers provides a matching contribution to the 401(k) plan, helping employees maximize their retirement savings.
What is the eligibility requirement for Toll Brothers' 401(k) plan?
Employees of Toll Brothers are generally eligible to participate in the 401(k) plan after completing a specified period of service.
How can employees at Toll Brothers enroll in the 401(k) plan?
Employees at Toll Brothers can enroll in the 401(k) plan through the company’s benefits portal or by contacting the HR department for assistance.
What investment options are available in Toll Brothers' 401(k) plan?
Toll Brothers' 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and company stock.
Can employees at Toll Brothers take loans against their 401(k) savings?
Yes, Toll Brothers allows employees to take loans against their 401(k) savings, subject to certain terms and conditions.
What is the vesting schedule for Toll Brothers' 401(k) matching contributions?
The vesting schedule for Toll Brothers' 401(k) matching contributions typically follows a graded vesting schedule, which means employees earn ownership of the contributions over time.
How often can employees at Toll Brothers change their 401(k) contribution amount?
Employees at Toll Brothers can change their 401(k) contribution amount at specified times throughout the year, usually during open enrollment or after a qualifying event.
What happens to the 401(k) savings if an employee leaves Toll Brothers?
If an employee leaves Toll Brothers, they can roll over their 401(k) savings into another retirement account, cash out, or leave the funds in the Toll Brothers plan, subject to plan rules.
Is there a limit to how much employees can contribute to their 401(k) at Toll Brothers?
Yes, there are annual contribution limits set by the IRS that apply to Toll Brothers' 401(k) plan, which may change each year.
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