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Aerojet Rocketdyne Holdings Employees: Is Timing the Market Worth the Risk?


Aerojet Rocketdyne Holdings employees navigating volatile markets should remember that staying disciplined with a long-term financial plan can often lead to more favorable outcomes than reacting emotionally to short-term headlines. – Kevin Landis, a representative of The Retirement Group, a division of Wealth Enhancement.

Aerojet Rocketdyne Holdings employees should remember that emotional decisions and market timing can derail years of disciplined planning—staying the course with a tailored strategy is often the most effective path to long-term success. – Paul Bergeron, a representative of The Retirement Group, a division of Wealth Enhancement.

In this article we will discuss:

  1. Why market timing can carry significant risk—even when headlines seem clear.

  2. How emotional decisions may influence long-term investment outcomes.

  3. The value of sticking to a customized financial plan.

Unforeseen events can significantly influence investor outcomes, as recent market activity has demonstrated. Amid ongoing volatility, the markets have been experiencing unpredictable ups and downs. Aerojet Rocketdyne Holdings employees who exited the market before recent spikes may have missed out on potential returns. Similarly, selling into a down market may crystalize losses, impacting the long-term performance of a portfolio.

Tyson Mavar, a wealth manager and financial advisor at Wealth Enhancement, states, “This is precisely why we advise clients not to attempt to time the market.” Trying to forecast what happens next can often lead to subpar results, especially for Aerojet Rocketdyne Holdings employees focused on retirement goals.

Mavar highlighted that reacting to fear during market turbulence can throw long-term planning off track. Investors who follow a disciplined, strategic framework often experience more favorable results over time—particularly important for Aerojet Rocketdyne Holdings professionals preparing for retirement with significant pensions and savings.

At Wealth Enhancement, the emphasis is on consistent planning rather than reacting to daily headlines. Their methodology is designed to adapt through fluctuations, anchored in long-term objectives. “We help clients focus on what’s within their control—such as investment planning, portfolio structure, and saving behaviors,” Mavar noted—guidance that Aerojet Rocketdyne Holdings employees may find helpful when facing market ups and downs.

Historical data shows that maintaining investment positions during market disruptions tends to result in better outcomes. Trying to exit and reenter markets at precisely the right time rarely works—and can often lead to missed opportunities during major rebounds. For Aerojet Rocketdyne Holdings employees nearing retirement, staying consistent may yield better outcomes than trying to chase timing strategies.

The central message for anyone at Aerojet Rocketdyne Holdings rethinking their portfolio or hesitant about reentering the market: have a thoughtful financial plan in place before markets fluctuate. Results often stem from consistency and preparation, not from spur-of-the-moment decisions.

A recent DALBAR study (2023) found that the average equity fund investor earned just 6.81% annually over a 30-year period—substantially lower than the S&P 500’s 10.12% annualized return. This gap was largely attributed to emotional investment behavior, such as exiting during downturns and reentering too late. For Aerojet Rocketdyne Holdings employees, this data emphasizes the potential value of consistent investment strategies during job transitions and retirement planning.

Want to know how missing the right moment can impact your financial future? This article highlights the risks of reactive investing, offers time-tested strategies, and illustrates how aligning with a structured retirement-focused plan can help navigate unpredictable markets—particularly for Aerojet Rocketdyne Holdings employees in transition.

Trying to time the market is like attempting to hop onto a moving train in the dark. It might work occasionally, but more often, it leads to missteps. Markets can change course quickly based on unexpected developments. Long-term investors—like Aerojet Rocketdyne Holdings retirees with a structured approach—often benefit from staying the course, much like a traveler who follows a steady itinerary rather than chasing every departing train. According to DALBAR (2023), those who remain consistent tend to outperform those making frequent timing decisions.

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Sources:

1. DALBAR, Inc. 30th Annual Quantitative Analysis of Investor Behavior (QAIB) Report . 2024, pp. 1–3.

2. Benz, Christine. A Down-Market Survival Guide for Retirees. Morningstar , Sept. 2022.

3. Financial Strategies Group . Emotional Investing Part 2: The Costs of Investing Emotionally. 2024.

4. The Wall Street Journal Staff. How to Make Major Money Decisions Right Now: A WSJ Guide. The Wall Street Journal , Apr. 2025.

5. Morningstar Research Team . Does Tolerance for Risk Change in Retirement? Morningstar , Nov. 2024.

What type of retirement savings plan does Aerojet Rocketdyne Holdings offer to its employees?

Aerojet Rocketdyne Holdings offers a 401(k) retirement savings plan to help employees save for their future.

Does Aerojet Rocketdyne Holdings provide any matching contributions to the 401(k) plan?

Yes, Aerojet Rocketdyne Holdings offers a matching contribution to the 401(k) plan, which helps employees increase their retirement savings.

What is the eligibility requirement for employees to participate in Aerojet Rocketdyne Holdings' 401(k) plan?

Employees of Aerojet Rocketdyne Holdings are typically eligible to participate in the 401(k) plan after completing a specified period of service, usually within the first year of employment.

How can employees of Aerojet Rocketdyne Holdings enroll in the 401(k) plan?

Employees can enroll in the 401(k) plan through the company’s HR portal or by contacting the HR department for assistance.

What investment options are available in Aerojet Rocketdyne Holdings' 401(k) plan?

Aerojet Rocketdyne Holdings offers a range of investment options, including mutual funds, target-date funds, and other investment vehicles to suit different risk tolerances.

Can employees of Aerojet Rocketdyne Holdings take loans against their 401(k) savings?

Yes, Aerojet Rocketdyne Holdings allows employees to take loans against their 401(k) savings, subject to the plan’s terms and conditions.

What is the vesting schedule for Aerojet Rocketdyne Holdings' 401(k) matching contributions?

The vesting schedule for matching contributions at Aerojet Rocketdyne Holdings typically follows a graded vesting schedule, which means employees earn rights to the contributions over time.

Are there any fees associated with Aerojet Rocketdyne Holdings' 401(k) plan?

Yes, there may be administrative and investment fees associated with the 401(k) plan at Aerojet Rocketdyne Holdings, which are disclosed in the plan documents.

What happens to an employee's 401(k) savings if they leave Aerojet Rocketdyne Holdings?

If an employee leaves Aerojet Rocketdyne Holdings, they can roll over their 401(k) savings to another retirement account, cash out, or leave the funds in the Aerojet Rocketdyne Holdings plan if permitted.

Does Aerojet Rocketdyne Holdings offer financial education resources for employees regarding their 401(k)?

Yes, Aerojet Rocketdyne Holdings provides financial education resources and workshops to help employees make informed decisions about their 401(k) savings.

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For more information you can reach the plan administrator for Aerojet Rocketdyne Holdings at 222 North Pacific Coast Highway, Suite 500 El Segundo, CA 90245; or by calling them at (310) 252-8100.

*Please see disclaimer for more information

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