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Envista Holdings Employees: Is Timing the Market Worth the Risk?


Envista Holdings employees navigating volatile markets should remember that staying disciplined with a long-term financial plan can often lead to more favorable outcomes than reacting emotionally to short-term headlines. – Kevin Landis, a representative of The Retirement Group, a division of Wealth Enhancement.

Envista Holdings employees should remember that emotional decisions and market timing can derail years of disciplined planning—staying the course with a tailored strategy is often the most effective path to long-term success. – Paul Bergeron, a representative of The Retirement Group, a division of Wealth Enhancement.

In this article we will discuss:

  1. Why market timing can carry significant risk—even when headlines seem clear.

  2. How emotional decisions may influence long-term investment outcomes.

  3. The value of sticking to a customized financial plan.

Unforeseen events can significantly influence investor outcomes, as recent market activity has demonstrated. Amid ongoing volatility, the markets have been experiencing unpredictable ups and downs. Envista Holdings employees who exited the market before recent spikes may have missed out on potential returns. Similarly, selling into a down market may crystalize losses, impacting the long-term performance of a portfolio.

Tyson Mavar, a wealth manager and financial advisor at Wealth Enhancement, states, “This is precisely why we advise clients not to attempt to time the market.” Trying to forecast what happens next can often lead to subpar results, especially for Envista Holdings employees focused on retirement goals.

Mavar highlighted that reacting to fear during market turbulence can throw long-term planning off track. Investors who follow a disciplined, strategic framework often experience more favorable results over time—particularly important for Envista Holdings professionals preparing for retirement with significant pensions and savings.

At Wealth Enhancement, the emphasis is on consistent planning rather than reacting to daily headlines. Their methodology is designed to adapt through fluctuations, anchored in long-term objectives. “We help clients focus on what’s within their control—such as investment planning, portfolio structure, and saving behaviors,” Mavar noted—guidance that Envista Holdings employees may find helpful when facing market ups and downs.

Historical data shows that maintaining investment positions during market disruptions tends to result in better outcomes. Trying to exit and reenter markets at precisely the right time rarely works—and can often lead to missed opportunities during major rebounds. For Envista Holdings employees nearing retirement, staying consistent may yield better outcomes than trying to chase timing strategies.

The central message for anyone at Envista Holdings rethinking their portfolio or hesitant about reentering the market: have a thoughtful financial plan in place before markets fluctuate. Results often stem from consistency and preparation, not from spur-of-the-moment decisions.

A recent DALBAR study (2023) found that the average equity fund investor earned just 6.81% annually over a 30-year period—substantially lower than the S&P 500’s 10.12% annualized return. This gap was largely attributed to emotional investment behavior, such as exiting during downturns and reentering too late. For Envista Holdings employees, this data emphasizes the potential value of consistent investment strategies during job transitions and retirement planning.

Want to know how missing the right moment can impact your financial future? This article highlights the risks of reactive investing, offers time-tested strategies, and illustrates how aligning with a structured retirement-focused plan can help navigate unpredictable markets—particularly for Envista Holdings employees in transition.

Trying to time the market is like attempting to hop onto a moving train in the dark. It might work occasionally, but more often, it leads to missteps. Markets can change course quickly based on unexpected developments. Long-term investors—like Envista Holdings retirees with a structured approach—often benefit from staying the course, much like a traveler who follows a steady itinerary rather than chasing every departing train. According to DALBAR (2023), those who remain consistent tend to outperform those making frequent timing decisions.

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Sources:

1. DALBAR, Inc. 30th Annual Quantitative Analysis of Investor Behavior (QAIB) Report . 2024, pp. 1–3.

2. Benz, Christine. A Down-Market Survival Guide for Retirees. Morningstar , Sept. 2022.

3. Financial Strategies Group . Emotional Investing Part 2: The Costs of Investing Emotionally. 2024.

4. The Wall Street Journal Staff. How to Make Major Money Decisions Right Now: A WSJ Guide. The Wall Street Journal , Apr. 2025.

5. Morningstar Research Team . Does Tolerance for Risk Change in Retirement? Morningstar , Nov. 2024.

What retirement savings options does Envista Holdings offer to its employees?

Envista Holdings offers a 401(k) savings plan to help employees save for retirement.

How can I enroll in the 401(k) plan at Envista Holdings?

Employees can enroll in the 401(k) plan at Envista Holdings by completing the enrollment process through the company’s HR portal.

Does Envista Holdings match employee contributions to the 401(k) plan?

Yes, Envista Holdings provides a matching contribution to the 401(k) plan, which helps employees maximize their retirement savings.

What is the vesting schedule for the 401(k) match at Envista Holdings?

The vesting schedule for the 401(k) match at Envista Holdings is typically outlined in the plan documents, and employees should refer to those for specific details.

Can I change my contribution percentage to the 401(k) plan at Envista Holdings?

Yes, employees at Envista Holdings can change their contribution percentage at any time, subject to the plan's guidelines.

What types of investments are available in the Envista Holdings 401(k) plan?

The Envista Holdings 401(k) plan offers a variety of investment options, including mutual funds and target-date funds, allowing employees to choose based on their risk tolerance.

Is there a minimum contribution requirement for the 401(k) plan at Envista Holdings?

Yes, Envista Holdings may have a minimum contribution requirement for the 401(k) plan, which employees should verify through the plan documents.

At what age can I start withdrawing from my 401(k) at Envista Holdings?

Employees can generally start withdrawing from their 401(k) at Envista Holdings at age 59½ without incurring penalties.

What happens to my 401(k) if I leave Envista Holdings?

If you leave Envista Holdings, you have several options for your 401(k), including rolling it over to a new employer’s plan or an individual retirement account (IRA).

Does Envista Holdings offer loans against my 401(k) balance?

Yes, Envista Holdings may allow employees to take loans against their 401(k) balance, subject to the plan’s terms and conditions.

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For more information you can reach the plan administrator for Envista Holdings at , ; or by calling them at .

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