E.W. Scripps employees navigating volatile markets should remember that staying disciplined with a long-term financial plan can often lead to more favorable outcomes than reacting emotionally to short-term headlines. – Kevin Landis, a representative of The Retirement Group, a division of Wealth Enhancement.
E.W. Scripps employees should remember that emotional decisions and market timing can derail years of disciplined planning—staying the course with a tailored strategy is often the most effective path to long-term success. – Paul Bergeron, a representative of The Retirement Group, a division of Wealth Enhancement.
In this article we will discuss:
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Why market timing can carry significant risk—even when headlines seem clear.
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How emotional decisions may influence long-term investment outcomes.
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The value of sticking to a customized financial plan.
Unforeseen events can significantly influence investor outcomes, as recent market activity has demonstrated. Amid ongoing volatility, the markets have been experiencing unpredictable ups and downs. E.W. Scripps employees who exited the market before recent spikes may have missed out on potential returns. Similarly, selling into a down market may crystalize losses, impacting the long-term performance of a portfolio.
Tyson Mavar, a wealth manager and financial advisor at Wealth Enhancement, states, “This is precisely why we advise clients not to attempt to time the market.” Trying to forecast what happens next can often lead to subpar results, especially for E.W. Scripps employees focused on retirement goals.
Mavar highlighted that reacting to fear during market turbulence can throw long-term planning off track. Investors who follow a disciplined, strategic framework often experience more favorable results over time—particularly important for E.W. Scripps professionals preparing for retirement with significant pensions and savings.
At Wealth Enhancement, the emphasis is on consistent planning rather than reacting to daily headlines. Their methodology is designed to adapt through fluctuations, anchored in long-term objectives. “We help clients focus on what’s within their control—such as investment planning, portfolio structure, and saving behaviors,” Mavar noted—guidance that E.W. Scripps employees may find helpful when facing market ups and downs.
Historical data shows that maintaining investment positions during market disruptions tends to result in better outcomes. Trying to exit and reenter markets at precisely the right time rarely works—and can often lead to missed opportunities during major rebounds. For E.W. Scripps employees nearing retirement, staying consistent may yield better outcomes than trying to chase timing strategies.
The central message for anyone at E.W. Scripps rethinking their portfolio or hesitant about reentering the market: have a thoughtful financial plan in place before markets fluctuate. Results often stem from consistency and preparation, not from spur-of-the-moment decisions.
A recent DALBAR study (2023) found that the average equity fund investor earned just 6.81% annually over a 30-year period—substantially lower than the S&P 500’s 10.12% annualized return. This gap was largely attributed to emotional investment behavior, such as exiting during downturns and reentering too late. For E.W. Scripps employees, this data emphasizes the potential value of consistent investment strategies during job transitions and retirement planning.
Want to know how missing the right moment can impact your financial future? This article highlights the risks of reactive investing, offers time-tested strategies, and illustrates how aligning with a structured retirement-focused plan can help navigate unpredictable markets—particularly for E.W. Scripps employees in transition.
Trying to time the market is like attempting to hop onto a moving train in the dark. It might work occasionally, but more often, it leads to missteps. Markets can change course quickly based on unexpected developments. Long-term investors—like E.W. Scripps retirees with a structured approach—often benefit from staying the course, much like a traveler who follows a steady itinerary rather than chasing every departing train. According to DALBAR (2023), those who remain consistent tend to outperform those making frequent timing decisions.
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- Stages of Retirement for Corporate Employees
- 7 Things to Consider Before Leaving Your Company
- How Are Workers Impacted by Inflation & Rising Interest Rates?
- Lump-Sum vs Annuity and Rising Interest Rates
- Internal Revenue Code Section 409A (Governing Nonqualified Deferred Compensation Plans)
- Corporate Employees: Do NOT Believe These 6 Retirement Myths!
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Sources:
1. DALBAR, Inc. 30th Annual Quantitative Analysis of Investor Behavior (QAIB) Report . 2024, pp. 1–3.
2. Benz, Christine. A Down-Market Survival Guide for Retirees. Morningstar , Sept. 2022.
3. Financial Strategies Group . Emotional Investing Part 2: The Costs of Investing Emotionally. 2024.
4. The Wall Street Journal Staff. How to Make Major Money Decisions Right Now: A WSJ Guide. The Wall Street Journal , Apr. 2025.
5. Morningstar Research Team . Does Tolerance for Risk Change in Retirement? Morningstar , Nov. 2024.
What type of retirement savings plan does E.W. Scripps offer to its employees?
E.W. Scripps offers a 401(k) retirement savings plan to help employees save for their future.
Is there a company match for contributions made to the E.W. Scripps 401(k) plan?
Yes, E.W. Scripps provides a company match for employee contributions to the 401(k) plan, subject to certain limits.
How can employees at E.W. Scripps enroll in the 401(k) savings plan?
Employees at E.W. Scripps can enroll in the 401(k) savings plan through the company's HR portal or by contacting the HR department for assistance.
What is the eligibility requirement for E.W. Scripps employees to participate in the 401(k) plan?
Most employees at E.W. Scripps are eligible to participate in the 401(k) plan after completing a specified period of service, typically within the first year of employment.
Can E.W. Scripps employees change their contribution amounts to the 401(k) plan?
Yes, E.W. Scripps employees can change their contribution amounts to the 401(k) plan at any time, usually via the HR portal.
What investment options are available in the E.W. Scripps 401(k) plan?
E.W. Scripps offers a variety of investment options in its 401(k) plan, including mutual funds, target-date funds, and other investment vehicles.
Are there any fees associated with the E.W. Scripps 401(k) plan?
Yes, there may be administrative and investment fees associated with the E.W. Scripps 401(k) plan, which are disclosed in the plan documents.
How does E.W. Scripps educate its employees about the 401(k) savings plan?
E.W. Scripps provides educational resources, workshops, and one-on-one consultations to help employees understand the 401(k) savings plan and make informed decisions.
What happens to the 401(k) savings if an employee leaves E.W. Scripps?
If an employee leaves E.W. Scripps, they have several options for their 401(k) savings, including rolling over the account to another retirement plan or cashing out.
Can E.W. Scripps employees take loans against their 401(k) savings?
Yes, E.W. Scripps allows employees to take loans against their 401(k) savings, subject to certain conditions and limits.