Hologic employees navigating volatile markets should remember that staying disciplined with a long-term financial plan can often lead to more favorable outcomes than reacting emotionally to short-term headlines. – Kevin Landis, a representative of The Retirement Group, a division of Wealth Enhancement.
Hologic employees should remember that emotional decisions and market timing can derail years of disciplined planning—staying the course with a tailored strategy is often the most effective path to long-term success. – Paul Bergeron, a representative of The Retirement Group, a division of Wealth Enhancement.
In this article we will discuss:
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Why market timing can carry significant risk—even when headlines seem clear.
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How emotional decisions may influence long-term investment outcomes.
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The value of sticking to a customized financial plan.
Unforeseen events can significantly influence investor outcomes, as recent market activity has demonstrated. Amid ongoing volatility, the markets have been experiencing unpredictable ups and downs. Hologic employees who exited the market before recent spikes may have missed out on potential returns. Similarly, selling into a down market may crystalize losses, impacting the long-term performance of a portfolio.
Tyson Mavar, a wealth manager and financial advisor at Wealth Enhancement, states, “This is precisely why we advise clients not to attempt to time the market.” Trying to forecast what happens next can often lead to subpar results, especially for Hologic employees focused on retirement goals.
Mavar highlighted that reacting to fear during market turbulence can throw long-term planning off track. Investors who follow a disciplined, strategic framework often experience more favorable results over time—particularly important for Hologic professionals preparing for retirement with significant pensions and savings.
At Wealth Enhancement, the emphasis is on consistent planning rather than reacting to daily headlines. Their methodology is designed to adapt through fluctuations, anchored in long-term objectives. “We help clients focus on what’s within their control—such as investment planning, portfolio structure, and saving behaviors,” Mavar noted—guidance that Hologic employees may find helpful when facing market ups and downs.
Historical data shows that maintaining investment positions during market disruptions tends to result in better outcomes. Trying to exit and reenter markets at precisely the right time rarely works—and can often lead to missed opportunities during major rebounds. For Hologic employees nearing retirement, staying consistent may yield better outcomes than trying to chase timing strategies.
The central message for anyone at Hologic rethinking their portfolio or hesitant about reentering the market: have a thoughtful financial plan in place before markets fluctuate. Results often stem from consistency and preparation, not from spur-of-the-moment decisions.
A recent DALBAR study (2023) found that the average equity fund investor earned just 6.81% annually over a 30-year period—substantially lower than the S&P 500’s 10.12% annualized return. This gap was largely attributed to emotional investment behavior, such as exiting during downturns and reentering too late. For Hologic employees, this data emphasizes the potential value of consistent investment strategies during job transitions and retirement planning.
Want to know how missing the right moment can impact your financial future? This article highlights the risks of reactive investing, offers time-tested strategies, and illustrates how aligning with a structured retirement-focused plan can help navigate unpredictable markets—particularly for Hologic employees in transition.
Trying to time the market is like attempting to hop onto a moving train in the dark. It might work occasionally, but more often, it leads to missteps. Markets can change course quickly based on unexpected developments. Long-term investors—like Hologic retirees with a structured approach—often benefit from staying the course, much like a traveler who follows a steady itinerary rather than chasing every departing train. According to DALBAR (2023), those who remain consistent tend to outperform those making frequent timing decisions.
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- Corporate Employees: 8 Factors When Choosing a Mutual Fund
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- 7 Things to Consider Before Leaving Your Company
- How Are Workers Impacted by Inflation & Rising Interest Rates?
- Lump-Sum vs Annuity and Rising Interest Rates
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Sources:
1. DALBAR, Inc. 30th Annual Quantitative Analysis of Investor Behavior (QAIB) Report . 2024, pp. 1–3.
2. Benz, Christine. A Down-Market Survival Guide for Retirees. Morningstar , Sept. 2022.
3. Financial Strategies Group . Emotional Investing Part 2: The Costs of Investing Emotionally. 2024.
4. The Wall Street Journal Staff. How to Make Major Money Decisions Right Now: A WSJ Guide. The Wall Street Journal , Apr. 2025.
5. Morningstar Research Team . Does Tolerance for Risk Change in Retirement? Morningstar , Nov. 2024.
What type of retirement savings plan does Hologic offer to its employees?
Hologic offers a 401(k) retirement savings plan to its employees.
Does Hologic provide a matching contribution for its 401(k) plan?
Yes, Hologic provides a matching contribution to the 401(k) plan to help employees save for retirement.
What is the eligibility requirement to participate in Hologic's 401(k) plan?
Employees at Hologic are generally eligible to participate in the 401(k) plan after completing a specified period of service.
How can Hologic employees enroll in the 401(k) plan?
Hologic employees can enroll in the 401(k) plan through the company’s HR portal or by contacting the HR department for assistance.
What investment options are available in Hologic's 401(k) plan?
Hologic's 401(k) plan offers a variety of investment options, including mutual funds and target-date funds.
Can Hologic employees change their contribution percentage at any time?
Yes, Hologic employees can change their contribution percentage at any time, subject to the plan's guidelines.
Is there a vesting schedule for Hologic's matching contributions in the 401(k) plan?
Yes, Hologic has a vesting schedule for matching contributions, which means employees must work for a certain period to fully own those contributions.
What is the maximum contribution limit for Hologic's 401(k) plan?
The maximum contribution limit for Hologic's 401(k) plan is in line with IRS regulations, which may change annually.
Does Hologic offer any educational resources to help employees manage their 401(k) investments?
Yes, Hologic provides educational resources and tools to help employees make informed decisions about their 401(k) investments.
Can Hologic employees take loans against their 401(k) savings?
Yes, Hologic allows employees to take loans against their 401(k) savings, subject to the plan's terms and conditions.