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Qorvo Employees: Is Timing the Market Worth the Risk?


Qorvo employees navigating volatile markets should remember that staying disciplined with a long-term financial plan can often lead to more favorable outcomes than reacting emotionally to short-term headlines. – Kevin Landis, a representative of The Retirement Group, a division of Wealth Enhancement.

Qorvo employees should remember that emotional decisions and market timing can derail years of disciplined planning—staying the course with a tailored strategy is often the most effective path to long-term success. – Paul Bergeron, a representative of The Retirement Group, a division of Wealth Enhancement.

In this article we will discuss:

  1. Why market timing can carry significant risk—even when headlines seem clear.

  2. How emotional decisions may influence long-term investment outcomes.

  3. The value of sticking to a customized financial plan.

Unforeseen events can significantly influence investor outcomes, as recent market activity has demonstrated. Amid ongoing volatility, the markets have been experiencing unpredictable ups and downs. Qorvo employees who exited the market before recent spikes may have missed out on potential returns. Similarly, selling into a down market may crystalize losses, impacting the long-term performance of a portfolio.

Tyson Mavar, a wealth manager and financial advisor at Wealth Enhancement, states, “This is precisely why we advise clients not to attempt to time the market.” Trying to forecast what happens next can often lead to subpar results, especially for Qorvo employees focused on retirement goals.

Mavar highlighted that reacting to fear during market turbulence can throw long-term planning off track. Investors who follow a disciplined, strategic framework often experience more favorable results over time—particularly important for Qorvo professionals preparing for retirement with significant pensions and savings.

At Wealth Enhancement, the emphasis is on consistent planning rather than reacting to daily headlines. Their methodology is designed to adapt through fluctuations, anchored in long-term objectives. “We help clients focus on what’s within their control—such as investment planning, portfolio structure, and saving behaviors,” Mavar noted—guidance that Qorvo employees may find helpful when facing market ups and downs.

Historical data shows that maintaining investment positions during market disruptions tends to result in better outcomes. Trying to exit and reenter markets at precisely the right time rarely works—and can often lead to missed opportunities during major rebounds. For Qorvo employees nearing retirement, staying consistent may yield better outcomes than trying to chase timing strategies.

The central message for anyone at Qorvo rethinking their portfolio or hesitant about reentering the market: have a thoughtful financial plan in place before markets fluctuate. Results often stem from consistency and preparation, not from spur-of-the-moment decisions.

A recent DALBAR study (2023) found that the average equity fund investor earned just 6.81% annually over a 30-year period—substantially lower than the S&P 500’s 10.12% annualized return. This gap was largely attributed to emotional investment behavior, such as exiting during downturns and reentering too late. For Qorvo employees, this data emphasizes the potential value of consistent investment strategies during job transitions and retirement planning.

Want to know how missing the right moment can impact your financial future? This article highlights the risks of reactive investing, offers time-tested strategies, and illustrates how aligning with a structured retirement-focused plan can help navigate unpredictable markets—particularly for Qorvo employees in transition.

Trying to time the market is like attempting to hop onto a moving train in the dark. It might work occasionally, but more often, it leads to missteps. Markets can change course quickly based on unexpected developments. Long-term investors—like Qorvo retirees with a structured approach—often benefit from staying the course, much like a traveler who follows a steady itinerary rather than chasing every departing train. According to DALBAR (2023), those who remain consistent tend to outperform those making frequent timing decisions.

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Sources:

1. DALBAR, Inc. 30th Annual Quantitative Analysis of Investor Behavior (QAIB) Report . 2024, pp. 1–3.

2. Benz, Christine. A Down-Market Survival Guide for Retirees. Morningstar , Sept. 2022.

3. Financial Strategies Group . Emotional Investing Part 2: The Costs of Investing Emotionally. 2024.

4. The Wall Street Journal Staff. How to Make Major Money Decisions Right Now: A WSJ Guide. The Wall Street Journal , Apr. 2025.

5. Morningstar Research Team . Does Tolerance for Risk Change in Retirement? Morningstar , Nov. 2024.

What is the Qorvo 401(k) plan?

The Qorvo 401(k) plan is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are deducted, helping them build a nest egg for retirement.

How does Qorvo match employee contributions to the 401(k) plan?

Qorvo offers a matching contribution to the 401(k) plan, which means that for every dollar you contribute, Qorvo will match a certain percentage up to a specified limit.

At what age can I start participating in the Qorvo 401(k) plan?

Employees at Qorvo can typically start participating in the 401(k) plan as soon as they are eligible, usually after completing a specific period of employment.

Can I change my contribution percentage to the Qorvo 401(k) plan?

Yes, Qorvo allows employees to change their contribution percentage to the 401(k) plan at any time, subject to the plan's guidelines.

What investment options are available in the Qorvo 401(k) plan?

The Qorvo 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles to help employees diversify their portfolios.

Is there a vesting schedule for Qorvo's 401(k) matching contributions?

Yes, Qorvo has a vesting schedule for its matching contributions, meaning employees must work for a certain period before they fully own the employer's contributions.

How can I access my Qorvo 401(k) account?

Employees can access their Qorvo 401(k) account online through the plan's designated website or by contacting the plan administrator for assistance.

What happens to my Qorvo 401(k) if I leave the company?

If you leave Qorvo, you have several options for your 401(k), including rolling it over into another retirement account, cashing it out, or leaving it in the Qorvo plan if allowed.

Can I take a loan from my Qorvo 401(k) plan?

Yes, Qorvo allows employees to take loans from their 401(k) accounts under certain conditions, subject to the plan's rules and limits.

Are there penalties for withdrawing from my Qorvo 401(k) before retirement?

Yes, early withdrawals from your Qorvo 401(k) plan before the age of 59½ may incur penalties and taxes, depending on the circumstances.

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