Bank of America Employees: Elevate Your 401(k) Strategy Now!
We will be having a webinar for Bank of America employees on 401(k) allocation. The market has been extremely volatile in recent weeks, so we will be...
We will be having a webinar for Bank of America employees on 401(k) allocation. The market has been extremely volatile in recent weeks, so we will be...
The economic landscape is shifting. Join our exclusive webinar to master the latest in asset allocation and portfolio security.
Interest rates are changing for ConocoPhillips employees, which may affect the value of your pension. Attend our webinar and see how you can...
Join our informative webinar designed specifically for AT&T Legacy employees with questions about their pension benefits. Learn how the recent...
Embark on a journey to financial security with our webinar on real estate and retirement planning. Uncover how tax-friendly states, mortgage rates,...
Should Verizon employees take their pension as a Lump Sum or an Annuity? How will interest rates affect this decision?
We will be having a webinar on healthcare to discuss changes in company healthcare plans. We'll cover changing healthcare programs, rising costs, and...
We will be having a webinar for employees on Social Security. We'll cover how to reduce the probability of running out of money and how to optimize...
In this informative session, we'll delve into the intricacies of the 72(t) rule, offering invaluable insights into how IRA owners below a specific...
AT&T employees can potentially avoid common 401(k) mistakes by attending our webinar!
We will be having a webinar for Healthcare employees on 401(k) allocation. The market has been extremely volatile in recent weeks, so we will be...
Please join us for an upcoming webinar on Net Unrealized Appreciation (NUA) for ExxonMobil employees. NUA is a strategy that allows you to roll over...
Interest rates are changing for AT&T employees, which may affect the value of your pension. Attend our webinar and see how you can potentially avoid...
Northrop Grumman employees can potentially avoid common 401(k) mistakes by attending our webinar!
We will be having a webinar on healthcare to discuss changes in company healthcare plans. We'll cover changing healthcare programs, rising costs, and...
Should employees take their pension as a Lump-Sum or an Annuity? How will interest rates affect this decision?
We'll be having a webinar for Merck employees on 72(t) tax planning! We’ll cover how 72(t) allows IRA owners under a certain age to access their...
AT&T employees can potentially avoid common 401(k) mistakes by attending our webinar!
Are you seeking to boost your retirement savings and sidestep common pitfalls? Join our exclusive webinar, where we'll explore the essential elements...
Interest rates are changing for AT&T employees, which may affect the value of your pension. Attend our webinar and see how you can potentially avoid...
Should Boeing employees take their pension as a Lump Sum or an Annuity? How will interest rates affect this decision?
Should you consider using the 72(t), post-55 separation rules when retiring? There are a few ways that you can take a distribution if you're under 59...
We'll be having a webinar for Healthcare employees on 72(t) tax planning! We’ll cover how 72(t) allows IRA owners under a certain age to access their...
We will be having a webinar on healthcare to discuss changes in company healthcare plans. We'll cover changing healthcare programs, rising costs, and...
Interest rates are changing for AT&T employees, which may affect the value of your pension. Attend our webinar and see how you can potentially avoid...
Embark on a journey to financial security with our webinar on real estate and retirement planning. Uncover how tax-friendly states, mortgage rates,...
Should AT&T employees take their pension as a Lump Sum or an Annuity? How will interest rates affect this decision?
The economic landscape is shifting. Join our exclusive webinar to master the latest in asset allocation and portfolio security.
As 2023's holiday season approaches, retirees relying on Social Security and other fixed incomes face the challenge of managing their holiday...
Every year, the College Board releases new college cost data and trends in its annual report. The figures published are average cost figures based on...
Premiums, deductibles, and coinsurance amounts for Original Medicare generally change every year. Here's a look at some of the costs that will apply...
If you are covered by Medicare, it's time to compare your current coverage with other available options. Medicare's Open Enrollment period begins...
Here are some things to consider as you weigh potential tax moves between now and the end of the year.
Consumer spending accounts for about two-thirds of U.S. gross domestic product (GDP), so it plays an outsized role in driving economic growth or...
August proved to be a tough month for stocks, with each of the benchmark indexes listed here ending the month notably lower. Investors tried to...
The positive momentum of the first two quarters of the year did not carry over to the third quarter. Inflation continued to prove stubborn throughout...
As September comes to a close, the U.S. government seems headed for a shutdown, which would begin on October 1. Although it is possible that a...
In a pivotal move, LSC Communications has made the difficult decision to terminate its pension plan, a decision driven by the plan's significant...
Lockheed Martin has introduced a unique opportunity offering employees and retirees the choice to receive a lump sum payment, marking a significant...
Q&A webinar for ExxonMobil employees: Dive into top questions on healthcare costs, inflation, & more from our series. Stay informed and prepared!
ConocoPhillips employees: Lump-Sum vs. Annuity pension choices & the impact of interest rates. Make informed pension decisions.
Explore pension choices: Lump-Sum vs. Annuity. Learn how interest rates influence your decision. Make an informed choice for your future.
Join our webinar on market conditions: Learn investment strategies for high volatility periods. Equip yourself for uncertain times.
Interest rates are changing for AT&T employees, which may affect the value of your pension. Attend our webinar and see how you can potentially avoid...
We will be having a webinar for learning when the optimal time to implement a Roth conversion would be.
Join our upcoming webinar for a learning opportunity leading to a secure and enjoyable retirement, especially crafted for women in the corporate...
There are a combination of factors which may make retiring from Boeing a sound decision. To help you determine if retiring this year is the right...
Are you an AT&T employee facing the decision to return to the office after a period of remote work? We'll discuss the implications, challenges, and...
We will be having a webinar on healthcare to discuss changes in company healthcare plans. We'll cover changing healthcare programs, rising costs, and...
We will be having a webinar on healthcare to discuss changes in company healthcare plans. We'll cover changing healthcare programs, rising costs, and...
We will be having a webinar for AT&T employees on when would be the optimal time to implement a Roth conversion.
Mayo Clinic has updated their pension plan. We will cover the changes within this article.
Pension freezes are happening across the entire country. 3M happens to be the latest, but we are looking at significant pension changes across the...
Raytheon has entered into an agreement with Athene to hand over the stewardship of its pension plan for certain members of the plan.
Sophisticated estate planning and succession planning are key avenues to wealth maximization. The process of transitioning or divesting a business...
Join our webinar for AT&T employees: Dive into healthcare program changes, rising costs, and maximizing benefits. Ensure you're well-informed!
Discover the effect of rising rates on your AT&T lump sum. Join our webinar with The Retirement Group's Patrick Ray for retirement insights &...
"Explore the impact of rising interest rates on your Chevron lump sum in our webinar. Gain strategies for your retirement plans with The Retirement...
When considering making energy-saving home improvements, it may be helpful to have a home energy audit done. Fortunately, there is a federal income...
Economists have been predicting a recession for the U.S. economy ever since the Federal Reserve began aggressively raising interest rates in 2022...
August proved to be a tough month for stocks, with each of the benchmark indexes listed here ending the month notably lower. Investors tried to...
The Department of Education recently launched the most generous federal student loan income-driven repayment (IDR) plan to date — the Saving on a...
This past June, the Supreme Court struck down President Biden's plan to cancel up to $20,000 in federal student loan debt for qualified borrowers...
In its annual Retirement Confidence Survey of current workers and retirees, the Employee Benefit Research Institute found that workers' confidence...
A 2023 survey revealed a notable shift in public opinion over the past decade about the value of a college degree: 56% of Americans think a...
Stocks closed higher in July, with each of the benchmark indexes listed here posting notable gains. Both the stock market in particular, and the...
In early 2022, the IRS issued proposed regulations regarding required minimum distributions (RMDs) to reflect changes made by the Setting Every...
For AT&T employees, relocating for your job is a significant decision that can impact your career and personal life. With the global nature of...
The IRS recently released the 2024 contribution limits for health savings accounts (HSAs), as well as the 2024 minimum deductible and maximum...
Three important developments occurred recently in the world of federal student loans: the U.S. Supreme Court blocked an executive order offering...
On June 8, 2023, the S&P 500 index closed at 4,293.93, just over 20% higher than its lowest recent closing value of 3,577.03 reached on October 12,...
In late May 2023, Congress sent a letter to U.S. Treasury Secretary Janet Yellen and IRS Commissioner Daniel Werfel saying that it will introduce...
A chatbot with uncanny human-like writing abilities has become the poster child for artificial intelligence (AI) since it was released in late 2022...
The Fiscal Responsibility Act of 2023, signed into law on June 3, 2023, suspends the federal debt ceiling until January 2025. The legislation also...
On Monday, May 22, President Joe Biden and House Speaker Kevin McCarthy met at the White House to discuss raising the statutory limit on U.S....
In December 2022, Congress passed the SECURE 2.0 Act. It introduced two new rules relating to 529 plans and student debt that will take effect in...
The markets in May were marked by ongoing volatility. Inflation, questions over the direction of monetary policy, and slower liquidity growth...
Starting in 2023, a personal or general business tax credit of up to $7,500 is available for the purchase of new clean vehicles meeting certain...
Regardless of age, profession, or current residence, many people share the ultimate goal of retiring comfortably. It's crucial to understand that...
The use of mobile payment apps and person-to-person (P2P) payments are more popular than ever, giving businesses and consumers the ability to send...
A March 2023 survey found that more than 90% of Americans worry about the Social Security program, and about half of those said they worry a great...
Approximately 78% of people who work for companies with fewer than 10 employees and about 65% of those who work for companies with 10 to 24 employees...
AT&T's pension shift to Athene affects 96k retirees. Payments are unchanged but the PBGC safeguard was removed. Discover the impact of this...
Learn about the new 72(t) exceptions added to the SECURE 2.0 Act, which can exempt early retirement account withdrawals from the 10% federal income...
The federal income tax filing deadline for individuals is generally Tuesday, April 18, 2023. The IRS has postponed the deadline to file federal...
Financial markets reacted turbulently to the collapse of Silicon Valley Bank (SVB) on March 10, 2023, followed two days later by the failure of...
The tax filing deadline is fast approaching, which means time is running out to fund an IRA for 2022. If you had earned income last year...
Studies show that after layoffs, the remaining employees may experience a decline in performance and engagement, particularly in research-intensive...
Unable to meet withdrawal requests triggered by depositor panic, Silicon Valley Bank (SVB) was placed into receivership by the Federal Deposit...
The IRS has identified 21 states that made special payments to taxpayers in 2022. After a review of those special payments, the IRS has determined...
February saw stocks slide lower after posting solid gains to begin the year. Each of the benchmark indexes listed here retreated from their January...
On January 19, 2023, the outstanding debt of the U.S. government reached its statutory limit, commonly called the debt ceiling.
After years of numerous delays, the U.S. Department of Homeland Security has once again extended the REAL ID enforcement deadline from May 3, 2023,...
The SECURE 2.0 legislation included in the $1.7 trillion appropriations bill passed late last year builds on changes established by the original...
January proved to be a bumpy ride for investors, with stocks ultimately ending higher to begin the new year, despite concerns that the economy may...
The IRS announced that the starting date for when it would accept and process 2022 tax-year returns was Monday, January 23, 2023. To speed refunds...
Due to recent increases in the price of fuel, the IRS has increased the optional standard mileage rates for computing the deductible costs of...
Long-term bonds generally provide higher yields than short-term bonds, because investors demand higher returns to compensate for the risk of...
Amid the 1,650-page, $1.7 trillion omnibus spending legislation passed by Congress last week and expected to be signed by President Biden were...
Tis the Season for Tax-Friendly Giving Strategies
Student Loan Repayment Delayed Again to Future Date in 2023
Explore the benefits of a SIMPLE 401(k) for Fortune 500 employees with a side business. Discover how it helps in saving for retirement and attracting...
College Cost Data for 2022-2023 School Year
Maximize your charitable giving with tax deductions this holiday season. Learn how year-end tax planning can enhance your gift and benefit your taxes.
Annuities Vs. IRA Withdrawals at 4% Rule
For AT&T Retirees: Here’s Why You Should Consider Buying an Annuity
Learn about the impact of the strong U.S. dollar on the economy, exports, imports, overseas exposure, and global economic pain in this insightful...
72(t) Gets a makeover for the better
Lump-Sum Payouts and Annuity Purchase
Alternative to the 4% Rule with Variable Withdrawals
Many employees who are waiting to commence their pension lump-sums, are now seeing a significant decrease in their value...
Retirement Legislation Awaits Further Action
Medicare Open Enrollment Is Here: How Are Costs Changing for 2023?
Quarterly Market Review: July-September 2022
FAFSA for 2023-2024 School Year Opens on October 1
CHIPs and Science Act Aims to Preserve U.S. Technology Edge
AT&T employees would lose a significant amount on their pension lump-sums if the lump-sum was calculated based on September's interest rates.
Discover the essential meaning of "definition" with our in-depth blog article. Unlock the power of precise language for better understanding and...
Through the first half of August, the stock market continued to ride July's rally. Including the first two weeks of August, stocks had posted four...
Inflation Reduction Act: What You Should Know
Discover the definition of a recession, how it's officially determined, and current economic indicators. Learn why it's essential for Fortune 500...
Due to rising fuel prices, the IRS has increased optional standard mileage rates for the second half of 2022. These rates cover business, medical,...
Now Might Be a Good Time for a Roth Conversion
The Health of Social Security: Some Good News and Some Bad News
Interest rates are back to trending in the wrong direction for Southern California Edison employees, considering the lump sum option on their pension...
ConocoPhillips employees: Q3 2022 may be the last chance to maximize pension lump sum payouts due to low interest rates. Get expert analysis on how...
Explore our insightful blog on pension lump-sums and interest rate impacts for KP employees. Learn how to navigate changes and optimize your...
Interest rates are a key driver of most financial assets. While most often referenced in relation to the bond market, rates are also a key input in...
Both stocks and bonds are off to one of their worst starts to the year in history. The S&P 500 Index declined -12.92% through the end of April 2022,...
As the economy continues to recover from the effects of the pandemic over the past year, you may have noticed the term ‘inflation’ coming up in the...
Don't let rising interest rates reduce your KP pension lump-sum value. Understand the impact of rate changes and explore options to maximize your...
In March 2022, the Consumer Price Index for All Urban Consumers (CPI-U), the most common measure of inflation, rose at an annual rate of 8.5%...
PG&E employees should consider all factors when considering an offer for an early retirement. The PG&E pension plan, along with other benefits should...
Rising interest rates are impacting ExxonMobil pension lump-sum values, decreasing them for employees. Understand the implications and explore...
Rising interest rates are affecting KP pension lump-sum values. Learn how to navigate these changes and optimize your retirement benefits. Get expert...
There are a combination of factors which may make retiring from your company a sound decision. To help you determine if retiring this year is the...
AT&T has a complicated history of breaking up and merging back together. In 1984 the giant corporation was split into regional telecommunications...
American Rescue Plan Act Provides Relief to Individuals and Business
Unravel the benefits and complexities of a Section 302 stock redemption. Explore its impact on tax treatment and its usage in corporate and...
Understand Section 303 stock redemptions in the context of closely-held corporations. Discover its role in estate planning and its tax implications...
Using a Trustee with Your Insurance-Funded Buy-Sell Agreement
Income Taxation of Trusts and Estates
Private Annuity: Estate Freeze Technique
Split Interest Purchase: Estate Freeze Techniques
Retained Interest Transfer
Explore the intricate details of setting up a trust as a beneficiary of your IRA or retirement plan. Learn about its benefits, requirements, and...
Periodic Payments from Employer-Sponsored Retirement Plans
Discretionary Distributions from Employer-Sponsored Retirement Plans
Separately Managed and Unified Managed Accounts
Estate Planning Issues for the Terminally Ill
Policy Forms: By Coverage and Dwelling Type
Beneficiary Designation for a Buy-Sell Insurance Policy
Meals and Entertainment Expenses and Business Gifts
Gift- or Sale-Leaseback: Estate Freeze Technique
Collateral Assignment Split Dollar Method
Explore Current Assumption Whole Life Insurance - a blend of fixed premiums & potential higher returns. Uncover the advantages and trade-offs in our...
Explore the benefits of life estates: preserving your home, qualifying for Medicaid, avoiding probate, and tax advantages. Unlock this powerful...
Irrevocable Trusts (in Which the Creator Is Not a Beneficiary)
Irrevocable Income-Only Trusts
Part F: Personal Auto Policy (PAP) Provisions
Congratulations: You've Won the Lottery and You're Suddenly Wealthy!
Part B: Medical Payments Coverage
Property Settlements and Third-Party Transfers
Funding Your Buy-Sell Agreement with Life Insurance
Custodial Accounts (UTMA/UGMA) for Education Savings
Understand entity purchase agreements: their use, benefits, and implications for closely held businesses. Our guide helps plan your business...
Redemption of Spouse's Stock in Closely Held Business: Divorce